What Is Red River Bancshares, Inc. (RRBI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Red River Bancshares, Inc. at $97.35. With an estimated intrinsic value of $130.95 and 7 of 12 models pointing higher, the average implied return is +34.5%. The most optimistic model, Markov DDM, places fair value at $326.61 (+235.5%), while EPV — the most conservative — estimates $11.38 (-88.3%). This +323.8% gap reflects genuine analytical uncertainty about Red River Bancshares, Inc.'s intrinsic worth.
What Do the Models Say About RRBI?
12 of 13 models are currently active for RRBI. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates RRBI's intrinsic value at $111.22, implying +14.2% upside from the current price. See which stocks rank higher →
How Does RRBI Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, RRBI ranks #37 by Quality of Company score. CirclFi's QOC score of 8.7/10 evaluates 32 fundamental signals. A score of 8.7 places RRBI in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
As a banking sector, Red River Bancshares, Inc. operates in a sector where loan loss provisions is a critical driver of valuation. Investors evaluating RRBI should weigh these sector-specific dynamics alongside our model-derived fair values.
Is RRBI a Value Trap?
CirclFi's Value Trap algorithm assigns RRBI a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Red River Bancshares, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Red River Bancshares, Inc.'s fundamental quality profile registers 8.7/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +323.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RRBI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RRBI's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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