Most Undervalued State Commercial Banks Stocks 2026

Top undervalued State Commercial Banks stocks in 2026 ranked by Bayesian DCF implied upside. 13-model institutional analysis updated daily.

171 stocks analyzed Updated 2026-05-29
# Ticker Company QOC Price DCF Upside
1 HTH Hilltop Holdings Inc. 7.1 $37.72 +249.0%
2 TCBIO Texas Capital Bancshares, Inc. 8.5 $21.18 +215.3%
3 AUBN Auburn National Bancorporation, 7.8 $25.00 +168.9%
4 CUBI Customers Bancorp, Inc 8.9 $75.14 +151.3%
5 CCB Coastal Financial Corporation 8.4 $71.18 +145.8%
6 NPB Northpointe Bancshares, Inc. 10.0 $17.08 +137.3%
7 WTFCN Wintrust Financial Corporation 9.0 $26.22 +134.3%
8 BPOPM Popular, Inc. - Popular Capital 8.4 $25.24 +106.1%
9 EFSCP Enterprise Financial Services C 8.8 $20.19 +94.0%
10 FRAF Franklin Financial Services Cor 7.8 $58.13 +69.8%
11 O••• OP ••••• •.• $•••.•• ••.•%
12 A••• Atlantic ••••• •.• $•••.•• ••.•%
13 I••• International ••••• •.• $•••.•• ••.•%
14 R••• RBB ••••• •.• $•••.•• ••.•%
15 C••• C&F ••••• •.• $•••.•• ••.•%
16 S••• South ••••• •.• $•••.•• ••.•%
17 H••• Hancock ••••• •.• $•••.•• ••.•%
18 S••• State ••••• •.• $•••.•• ••.•%
19 S••• SB ••••• •.• $•••.•• ••.•%
20 I••• First ••••• •.• $•••.•• ••.•%
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How CirclFi Ranks State Commercial Banks Stocks

CirclFi analyzes 171 State Commercial Banks stocks daily using 13 independent institutional-grade valuation models. Each model processes SEC EDGAR 10-K and 10-Q financial filings (700+ XBRL tags), FRED macroeconomic data, and GDELT news sentiment.

The most undervalued state commercial banks stocks 2026 ranking uses dcf upside as the primary sort criterion. Models span intrinsic valuation (Bayesian DCF with 10,000 Monte Carlo simulations, EPV), scenario analysis (First Chicago), regime-switching (Markov DDM), and machine learning (ML-RIV, FTNN Topology).