Eagle Bancorp, Inc. (EGBN) Fair Value 2026

EGBN · Banks - Regional ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.8 /10

32 fundamental signals · 5 models active

Value Trap Risk

LOW (29/100)

Quick Summary — As of 2026-08-27, Eagle Bancorp, Inc. (EGBN) trades at $27.62, versus a $18.26 median fair value across its 5 active models — 33.9% below the current price. QOC: 6.8/10. Value Trap Risk: 29/100 (LOW). 5/13 models active.

Key Facts

Ticker
EGBN
Price
$27.62
Quality Score
6.8/10
Value Trap Risk
29/100
Models Active
5/13
Last Updated
Strength: 5 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Is Eagle Bancorp, Inc. (EGBN) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Eagle Bancorp, Inc. (EGBN) appears overvalued as of : the median of 5 independent fair value estimates is $18.26, 33.9% below the current price of $27.62. Estimates range from $4.91 to $38.50. EGBN scores 6.8/10 on fundamental quality and 29/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. EGBN’s -33.9% gap is wider than that market norm, and the Banks - Regional sector median is -22.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Eagle Bancorp, Inc. Stock in 2026? →

What Fair Value Does Each Model Give EGBN?

5 Intrinsic Value Models vs. Current Price ($27.62)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $16.86 -39.0%
Ensemble · Low Conviction
 $18.26 -33.9%
Unlock the Full Matrix

Access 3 additional models including ML-RIV, Regime Cross-Sectional, and more.

$1.30 / day

Billed monthly ($39/mo) or annually ($299/yr)

Unlock All 5 Models →

Cancel anytime · No contracts · Instant access

What Is EGBN's Fair Value Range?

Spread across 5 independent models · $4.91 to $38.50

CirclFi's 5 active models place Eagle Bancorp, Inc. (EGBN) between $4.91 and $38.50 per share, a spread of 184% of the median. The median of that range — $18.26 — is the fair value CirclFi publishes for EGBN, against a current price of $27.62.

Low · ML-RIVHigh · Regime Cross
$4.91median $18.26$38.50
Where the range comes from
Most bearish modelML Residual Income$4.91
Most bullish modelRegime Cross-Sectional$38.50
Model agreement1 bullish · 3 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for EGBN. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on EGBN, not a CirclFi price target. How each model works →

What Is Eagle Bancorp, Inc. (EGBN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Eagle Bancorp, Inc.'s intrinsic value is estimated at a median fair value of $18.26. Trading at $27.62, the stock is approaching fair value or slight overvaluation (implied return of -33.9%), as 3 of 5 models suggest limited further upside. Model dispersion is worth noting: Regime Cross targets $38.50 (+39.4%), versus ML-RIV at $4.91 (-82.2%). This +121.6% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About EGBN?

5 of 13 models are currently active for EGBN. Of these, 2 models suggest upside while 3 models suggest overvaluation. Taken together, their median fair value for EGBN is $18.26 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does EGBN Rank in Banks - Regional?

Among 349 Banks - Regional stocks, EGBN ranks #312 by Quality of Company score. CirclFi's QOC score of 6.8/10 evaluates 32 fundamental signals. A score of 6.8 indicates above-average quality.

See all Most Undervalued Banks - Regional Stocks →

The Banks - Regional sector introduces analytical considerations specific to lending environment businesses. For Eagle Bancorp, Inc., metrics like return on tangible equity provide important context that general-purpose valuation models may underweight.

Is EGBN a Value Trap?

CirclFi's Value Trap algorithm assigns EGBN a score of 29/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Eagle Bancorp, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Eagle Bancorp, Inc. scores 6.8 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +121.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every EGBN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across EGBN's 5 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Eagle Bancorp, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Regional Stocks Should You Also Analyze?

11 related Banks - Regional stocks with 13-model coverage

BLXBladex Inc.QOC 6.8BAFNBayFirst Financial Corp.QOC 6.8FDSBFifth District Bancorp, Inc.QOC 6.8FGBIFirst Guaranty Bancshares, Inc.QOC 6.7CIZNCitizens Holding CompanyQOC 6.8INBKFirst Internet BancorpQOC 6.7FIBKFirst Interstate BancSystem, Inc.QOC 8.5GBCIGlacier Bancorp, Inc.QOC 8.2NKSHNational Bankshares, Inc.QOC 7.8ESQEsquire Financial Holdings, Inc.QOC 9.1PEBOPeoples Bancorp Inc.QOC 9.1

Read investment analysis: BLX · BAFN · FDSB · FGBI · CIZN · INBK · FIBK · GBCI · NKSH · ESQ · PEBO

Which Other Stocks Have a Similar Quality Score to EGBN?

7 companies across all industries closest to EGBN’s Quality of Company score of 6.8/10.

KGKestrel Group LtdQOC 6.8WERNWerner Enterprises, Inc.QOC 6.8UEICUniversal Electronics Inc.QOC 6.8DOWDow Inc.QOC 6.8NIUNiu TechnologiesQOC 6.8YI111, Inc.QOC 6.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: KG · WERN · UEIC · DOW · NIU · YI · NVDA

Where Does EGBN Sit in CirclFi's Banks - Regional Rankings?

EGBN is ranked against every other Banks - Regional stock CirclFi covers in each of these screens.

See all Banks - Regional stocks ranked →

What Else Do Investors Ask About Eagle Bancorp, Inc.’s Valuation?

What is Eagle Bancorp, Inc.'s intrinsic value in 2026?

CirclFi puts Eagle Bancorp, Inc. (EGBN)'s intrinsic value at $18.26 — the median of 5 independent model estimates as of 2026-08-27, ranging from $4.91 to $38.50. The Quality of Company score is 6.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is EGBN overvalued or undervalued right now?

At $27.62, 2 of 5 active models suggest EGBN may be undervalued, while 3 indicate potential overvaluation. The median of all 5 fair value estimates is $18.26, 33.9% below the current price of $27.62 — a consensus view that EGBN is overvalued. The assessment depends on which methodology best fits Eagle Bancorp, Inc.'s business model in Banks - Regional.

What does a Quality of Company score of 6.8 mean for EGBN?

Eagle Bancorp, Inc.'s QOC of 6.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on EGBN?

CirclFi analyzes EGBN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on EGBN?

Of the 5 models currently active on EGBN, Regime Cross-Sectional is the most bullish at $38.50 per share, and ML Residual Income is the most bearish at $4.91. CirclFi's published fair value for EGBN is the median of that range, $18.26, not either extreme. The gap between the two ends equals 184% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is EGBN a value trap in 2026?

Eagle Bancorp, Inc.'s Value Trap score is 29/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Eagle Bancorp, Inc. (EGBN) has a median fair value of $18.26 — 33.9% below the current price of $27.62 — as of 2026-08-27.” Source: circlfi.com/stock/EGBN/ · Methodology
Primary sources for this EGBN valuation
  • Financial statements: Eagle Bancorp, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001050441) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for EGBN as of ; valuations recomputed .

You’ve done the research. Don’t stop at half the picture.

Stop collecting opinions. Let 5 mathematical frameworks give you clarity on EGBN.

Unlock All 5 Fair Values — $39/mo

Cancel anytime · Less than a cup of coffee · Instant access

3 models hidden for EGBN Unlock All 5 — $39/mo