Cleartronic, Inc. (CLRI) Fair Value 2026

CLRI · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.8 /10

32 fundamental signals · 5 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-27, Cleartronic, Inc. (CLRI) trades at $0.01, versus a $0.02 median fair value across its 5 active models — 359.3% above the current price. QOC: 6.8/10. Value Trap Risk: 0/100 (SAFE). 5/13 models active. Within that set, the Bayesian DCF component alone returns $0.02.

Key Facts

Ticker
CLRI
Price
$0.01
Quality Score
6.8/10
Value Trap Risk
0/100
Models Active
5/13
Last Updated
Strength: Earnings Power Value suggests +367.6% upside with 68% confidence
Risk: Limited model coverage (5/13) may reduce confidence

Is Cleartronic, Inc. (CLRI) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Cleartronic, Inc. (CLRI) appears undervalued as of : the median of 5 independent fair value estimates is $0.02, 359.3% above the current price of $0.01. Estimates range from $0.01 to $0.03. CLRI scores 6.8/10 on fundamental quality and 0/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. CLRI’s +359.3% gap is wider than that market norm, and the Software - Application sector median is -23.4%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Cleartronic, Inc. Stock in 2026? →

What Fair Value Does Each Model Give CLRI?

5 Intrinsic Value Models vs. Current Price ($0.01)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
$0.02 +359.3%
Intrinsic · High Conviction
$0.02 +367.6%
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What Is CLRI's Fair Value Range?

Spread across 5 independent models · $0.01 to $0.03

CirclFi's 5 active models place Cleartronic, Inc. (CLRI) between $0.01 and $0.03 per share, a spread of 84% of the median. The median of that range — $0.02 — is the fair value CirclFi publishes for CLRI, against a current price of $0.01.

Low · Dynamic NAVHigh · RCMH-DCF
$0.01median $0.02$0.03
Where the range comes from
Most bearish modelDynamic NAV$0.01
Most bullish modelRCMH-DCF$0.03
Model agreement4 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on CLRI, not a CirclFi price target. How each model works →

What Is Cleartronic, Inc. (CLRI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Cleartronic, Inc.'s intrinsic value is estimated at a median fair value of $0.02. At a current market price of $0.01, 4 of 5 active valuation models identify upside potential, projecting a median implied return of +359.3%. Notably, RCMH-DCF sees the most upside at +391.0% (fair value: $0.03), while Dynamic NAV is the most conservative at +3.6% ($0.01). The spread between these extremes — +387.4% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About CLRI?

5 of 13 models are currently active for CLRI. All 5 active models suggest the stock trades below fair value. Taken together, their median fair value for CLRI is $0.02 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $0.02 on its own, implying +359.3% upside from the current price. See which stocks rank higher →

How Does CLRI Rank in Software - Application?

Among 256 Software - Application stocks, CLRI ranks #119 by Quality of Company score. CirclFi's QOC score of 6.8/10 evaluates 32 fundamental signals. A score of 6.8 indicates above-average quality.

See all Most Undervalued Software - Application Stocks →

Cleartronic, Inc.'s positioning within the Software - Application segment means that gross margin profile plays an outsized role in fundamental analysis. The sector's unique characteristics — including total addressable market (TAM) expansion — shape both the opportunity set and risk profile.

Is CLRI a Value Trap?

CirclFi's Value Trap algorithm assigns CLRI a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Cleartronic, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Cleartronic, Inc. earns a quality score of 6.8/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +387.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CLRI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CLRI's 5 active models, average confidence is 50%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Cleartronic, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

Read investment analysis: EXFY · MNTN · SMWB · DUOT · AWRE · DSNY · RYDE · RMSG · LIF · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to CLRI?

7 companies across all industries closest to CLRI’s Quality of Company score of 6.8/10.

Read investment analysis: WRLD · DKL · VSH · KOPN · BHC · NVTS · NVDA

Where Does CLRI Sit in CirclFi's Software - Application Rankings?

CLRI is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About Cleartronic, Inc.’s Valuation?

What is Cleartronic, Inc.'s intrinsic value in 2026?

CirclFi puts Cleartronic, Inc. (CLRI)'s intrinsic value at $0.02 — the median of 5 independent model estimates as of 2026-08-27, ranging from $0.01 to $0.03. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $0.02 on its own. The Quality of Company score is 6.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CLRI overvalued or undervalued right now?

At $0.01, 5 of 5 active models suggest CLRI may be undervalued, while 0 indicate potential overvaluation. The median of all 5 fair value estimates is $0.02, 359.3% above the current price of $0.01 — a consensus view that CLRI is undervalued. The assessment depends on which methodology best fits Cleartronic, Inc.'s business model in Software - Application.

What does a Quality of Company score of 6.8 mean for CLRI?

Cleartronic, Inc.'s QOC of 6.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on CLRI?

CirclFi analyzes CLRI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on CLRI?

Of the 5 models currently active on CLRI, RCMH-DCF is the most bullish at $0.03 per share, and Dynamic NAV is the most bearish at $0.01. CirclFi's published fair value for CLRI is the median of that range, $0.02, not either extreme. The gap between the two ends equals 84% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is CLRI a value trap in 2026?

Cleartronic, Inc.'s Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Cleartronic, Inc. (CLRI) has a median fair value of $0.02 — 359.3% above the current price of $0.01 — as of 2026-08-27.” Source: circlfi.com/stock/CLRI/ · Methodology
Primary sources for this CLRI valuation
  • Financial statements: Cleartronic, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001362516) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CLRI as of ; valuations recomputed .

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