What Is Bogota Financial Corp. (BSBK) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Bogota Financial Corp.'s intrinsic value is estimated at a composite fair value of $9.11. Trading at $9.03, the stock is approaching fair value or slight overvaluation (implied return of +0.9%), as 7 of 12 models suggest limited further upside. Model dispersion is worth noting: ML-RIV targets $28.00 (+210.1%), versus Markov DDM at $0.85 (-90.6%). This +300.7% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About BSBK?
12 of 13 models are currently active for BSBK. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates BSBK's intrinsic value at $21.89, implying +142.4% upside from the current price. See which stocks rank higher →
How Does BSBK Rank in Savings Institutions, Not Federally Chartered?
Among 22 Savings Institutions, Not Federally Chartered stocks, BSBK ranks #15 by Quality of Company score. CirclFi's QOC score of 7.0/10 evaluates 32 fundamental signals. A score of 7.0 indicates above-average quality.
Bogota Financial Corp. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is BSBK a Value Trap?
CirclFi's Value Trap algorithm assigns BSBK a score of 21/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Bogota Financial Corp.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Bogota Financial Corp. scores 7.0 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +300.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every BSBK valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across BSBK's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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