What Is Ohio Valley Banc Corp. (OVBC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Ohio Valley Banc Corp.'s intrinsic value is estimated at a composite fair value of $59.86. While the stock appears modestly undervalued at $43.03 (implied upside of +39.1%), our analysis suggests a thinner margin of safety across 7 of 12 bullish models. Notably, Bayesian DCF sees the most upside at +240.0% (fair value: $146.28), while Markov DDM is the most conservative at -52.6% ($20.38). The spread between these extremes — +292.6% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About OVBC?
12 of 13 models are currently active for OVBC. Of these, 8 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates OVBC's intrinsic value at $146.28, implying +240.0% upside from the current price. See which stocks rank higher →
How Does OVBC Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, OVBC ranks #28 by Quality of Company score. CirclFi's QOC score of 8.8/10 evaluates 32 fundamental signals. A score of 8.8 places OVBC in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
Ohio Valley Banc Corp.'s positioning within the State Commercial Banks segment means that deposit growth plays an outsized role in fundamental analysis. The sector's unique characteristics — including interest rate environment — shape both the opportunity set and risk profile.
Is OVBC a Value Trap?
CirclFi's Value Trap algorithm assigns OVBC a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Ohio Valley Banc Corp.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Ohio Valley Banc Corp. earns a quality score of 8.8/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +292.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every OVBC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across OVBC's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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