What Is Amerant Bancorp Inc. (AMTB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Amerant Bancorp Inc.'s intrinsic value is estimated at $36.26, presenting a divided outlook at the current price of $25.63. With an average implied return of +41.5% across a split 6–4 (bull–bear) consensus, the model spread of +321.9% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +260.9% (fair value: $92.49), while EPV is the most conservative at -61.1% ($9.97). The spread between these extremes — +321.9% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About AMTB?
12 of 13 models are currently active for AMTB. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates AMTB's intrinsic value at $46.17, implying +80.1% upside from the current price. See which stocks rank higher →
How Does AMTB Rank in Banks - Regional?
Among 8 Banks - Regional stocks, AMTB ranks #6 by Quality of Company score. CirclFi's QOC score of 7.7/10 evaluates 32 fundamental signals. A score of 7.7 indicates above-average quality.
The Banks - Regional sector introduces analytical considerations specific to financial institution businesses. For Amerant Bancorp Inc., metrics like deposit growth provide important context that general-purpose valuation models may underweight.
Is AMTB a Value Trap?
CirclFi's Value Trap algorithm assigns AMTB a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Amerant Bancorp Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Amerant Bancorp Inc. scores 7.7 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +321.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every AMTB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across AMTB's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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