What Is Univest Financial Corporation (UVSP) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Univest Financial Corporation's intrinsic value is estimated at $42.31, presenting a divided outlook at the current price of $43.68. With an average implied return of -3.1% across a split 4–7 (bull–bear) consensus, the model spread of +150.5% underscores analytical uncertainty. Notably, RCMH-DCF sees the most upside at +85.2% (fair value: $80.91), while EPV is the most conservative at -65.3% ($15.16). The spread between these extremes — +150.5% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About UVSP?
13 of 13 models are currently active for UVSP. Of these, 5 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates UVSP's intrinsic value at $64.35, implying +47.3% upside from the current price. See which stocks rank higher →
How Does UVSP Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, UVSP ranks #40 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places UVSP in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
The State Commercial Banks sector introduces analytical considerations specific to financial institution businesses. For Univest Financial Corporation, metrics like loan loss provisions provide important context that general-purpose valuation models may underweight.
Is UVSP a Value Trap?
CirclFi's Value Trap algorithm assigns UVSP a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
13 of 13 models are active for Univest Financial Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Univest Financial Corporation scores 8.6 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +150.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every UVSP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across UVSP's 13 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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