What Is Franklin Financial Services Cor (FRAF) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Franklin Financial Services Cor's intrinsic value is estimated at $90.77, suggesting a +46.0% average upside from the current price of $62.17. While 7 models see room for appreciation, model agreement is not unanimous as 2 models flag potential overvaluation. Model dispersion is worth noting: Bayesian DCF targets $198.94 (+220.0%), versus Markov DDM at $11.79 (-81.0%). This +301.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About FRAF?
12 of 13 models are currently active for FRAF. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates FRAF's intrinsic value at $198.94, implying +220.0% upside from the current price. See which stocks rank higher →
How Does FRAF Rank in State Commercial Banks?
Among 166 State Commercial Banks stocks, FRAF ranks #153 by Quality of Company score. CirclFi's QOC score of 6.2/10 evaluates 32 fundamental signals. A score of 6.2 indicates above-average quality.
See all Most Undervalued State Commercial Banks Stocks →
Within the State Commercial Banks space, Franklin Financial Services Cor competes in an environment where net interest margin (NIM) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is FRAF a Value Trap?
CirclFi's Value Trap algorithm assigns FRAF a score of 27/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Franklin Financial Services Cor. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Franklin Financial Services Cor is rated at 6.2/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.
The gap between the most bullish and bearish model spans +301.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FRAF valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FRAF's 12 active models, average confidence is 38%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad