What Is Lakeland Financial Corporation (LKFN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Lakeland Financial Corporation at its current price of $60.56. The composite intrinsic value is estimated at $60.69 (+0.2% average return), with 7 models flagging overvaluation risk. Model dispersion is worth noting: ML-RIV targets $148.01 (+144.4%), versus EPV at $12.80 (-78.9%). This +223.3% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About LKFN?
12 of 13 models are currently active for LKFN. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates LKFN's intrinsic value at $73.82, implying +21.9% upside from the current price. See which stocks rank higher →
How Does LKFN Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, LKFN ranks #102 by Quality of Company score. CirclFi's QOC score of 8.1/10 evaluates 32 fundamental signals. A score of 8.1 places LKFN in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
As a lending environment, Lakeland Financial Corporation operates in a sector where non-performing loan ratio is a critical driver of valuation. Investors evaluating LKFN should weigh these sector-specific dynamics alongside our model-derived fair values.
Is LKFN a Value Trap?
CirclFi's Value Trap algorithm assigns LKFN a score of 29/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Lakeland Financial Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Lakeland Financial Corporation's fundamental quality profile registers 8.1/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +223.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every LKFN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across LKFN's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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