Deluxe Corporation (DLX) Fair Value 2026

DLX · Conglomerates ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.3 /10

32 fundamental signals · 10 models active

Value Trap Risk

SAFE (17/100)

Quick Summary — As of 2026-08-28, Deluxe Corporation (DLX) trades at $23.64, versus a $27.50 median fair value across its 10 active models — 16.3% above the current price. QOC: 8.3/10. Value Trap Risk: 17/100 (SAFE). 10/13 models active. Within that set, the Bayesian DCF component alone returns $10.30.

Key Facts

Ticker
DLX
Price
$23.64
Quality Score
8.3/10
Value Trap Risk
17/100
Models Active
10/13
Last Updated
Strength: Quality Score of 8.3/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is Deluxe Corporation (DLX) Undervalued or Overvalued in 2026?

According to CirclFi’s 10-model valuation engine, Deluxe Corporation (DLX) appears undervalued as of : the median of 10 independent fair value estimates is $27.50, 16.3% above the current price of $23.64. Estimates range from $7.25 to $83.70. DLX scores 8.3/10 on fundamental quality and 17/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. DLX’s +16.3% gap is narrower than that market norm, and the Conglomerates sector median is -20.1%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Deluxe Corporation Stock in 2026? →

What Fair Value Does Each Model Give DLX?

10 Intrinsic Value Models vs. Current Price ($23.64)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $10.30 -56.4%
Ensemble · Low Conviction
 $22.93 -3.0%
Intrinsic · High Conviction
 $8.56 -63.8%
Intrinsic · High Conviction
 $7.25 -69.3%
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What Is DLX's Fair Value Range?

Spread across 10 independent models · $7.25 to $83.70

CirclFi's 10 active models place Deluxe Corporation (DLX) between $7.25 and $83.70 per share, a spread of 278% of the median. The median of that range — $27.50 — is the fair value CirclFi publishes for DLX, against a current price of $23.64.

Low · Markov DDMHigh · Sentiment SOTP
$7.25median $27.50$83.70
Where the range comes from
Most bearish modelMarkov DDM$7.25
Most bullish modelSentiment SOTP$83.70
Model agreement5 bullish · 4 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for DLX. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on DLX, not a CirclFi price target. How each model works →

What Is Deluxe Corporation (DLX) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Deluxe Corporation's intrinsic value is estimated at $27.50, presenting a divided outlook at the current price of $23.64. With a median implied return of +16.3% across a split 5–4 (bull–bear) consensus, the model spread of +323.4% underscores analytical uncertainty. Notably, Sentiment SOTP sees the most upside at +254.0% (fair value: $83.70), while Markov DDM is the most conservative at -69.3% ($7.25). The spread between these extremes — +323.4% — reveals how different analytical frameworks can reach starkly different conclusions. Among models with highest confidence, Bayesian DCF lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About DLX?

10 of 13 models are currently active for DLX. Of these, 5 models suggest upside while 5 models suggest overvaluation. Taken together, their median fair value for DLX is $27.50 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $10.30 on its own, implying -56.4% downside from the current price. See which stocks rank higher →

How Does DLX Rank in Conglomerates?

Among 31 Conglomerates stocks, DLX ranks #3 by Quality of Company score. CirclFi's QOC score of 8.3/10 evaluates 32 fundamental signals. A score of 8.3 places DLX in the top tier.

The Conglomerates sector introduces analytical considerations specific to manufacturing company businesses. For Deluxe Corporation, metrics like order backlog depth provide important context that general-purpose valuation models may underweight.

Is DLX a Value Trap?

CirclFi's Value Trap algorithm assigns DLX a score of 17/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Deluxe Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Deluxe Corporation earns a quality score of 8.3/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +323.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every DLX valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across DLX's 10 active models, average confidence is 49%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Deluxe Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Conglomerates Stocks Should You Also Analyze?

9 related Conglomerates stocks with 13-model coverage

OTTROtter Tail CorporationQOC 8.6HONHoneywell International Inc.QOC 8.3VMIValmont Industries, Inc.QOC 9.0RCMTRCM Technologies, Inc.QOC 8.3MAMKMaxsMaking Inc.QOC 2.6SEBSeaboard CorporationQOC 8.1BOOMDMC Global Inc.QOC 7.2TRCTejon Ranch Co.QOC 6.0PLAGPlanet Green Holdings Corp.QOC 4.7

Read investment analysis: OTTR · HON · VMI · RCMT · MAMK · SEB · BOOM · TRC · PLAG

Which Other Stocks Have a Similar Quality Score to DLX?

7 companies across all industries closest to DLX’s Quality of Company score of 8.3/10.

SONSonoco Products CompanyQOC 8.3WFCWells Fargo & CompanyQOC 8.3DASHDoorDash, Inc.QOC 8.3LZBLa-Z-Boy IncorporatedQOC 8.3BHPBHP Group LimitedQOC 8.3PSXPhillips 66QOC 8.3NVDANVIDIA CorporationQOC 10.0

Read investment analysis: SON · WFC · DASH · LZB · BHP · PSX · NVDA

What Else Do Investors Ask About Deluxe Corporation’s Valuation?

What is Deluxe Corporation's intrinsic value in 2026?

CirclFi puts Deluxe Corporation (DLX)'s intrinsic value at $27.50 — the median of 10 independent model estimates as of 2026-08-28, ranging from $7.25 to $83.70. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $10.30 on its own. The Quality of Company score is 8.3/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is DLX overvalued or undervalued right now?

At $23.64, 5 of 10 active models suggest DLX may be undervalued, while 5 indicate potential overvaluation. The median of all 10 fair value estimates is $27.50, 16.3% above the current price of $23.64 — a consensus view that DLX is undervalued. The assessment depends on which methodology best fits Deluxe Corporation's business model in Conglomerates.

What does a Quality of Company score of 8.3 mean for DLX?

Deluxe Corporation's QOC of 8.3/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on DLX?

CirclFi analyzes DLX with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on DLX?

Of the 10 models currently active on DLX, Sentiment SOTP is the most bullish at $83.70 per share, and Markov DDM is the most bearish at $7.25. CirclFi's published fair value for DLX is the median of that range, $27.50, not either extreme. The gap between the two ends equals 278% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is DLX a value trap in 2026?

Deluxe Corporation's Value Trap score is 17/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 10-model valuation engine, Deluxe Corporation (DLX) has a median fair value of $27.50 — 16.3% above the current price of $23.64 — as of 2026-08-28.” Source: circlfi.com/stock/DLX/ · Methodology
Primary sources for this DLX valuation
  • Financial statements: Deluxe Corporation 10-K and 10-Q filings on SEC EDGAR (CIK 0000027996) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for DLX as of ; valuations recomputed .

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