What Is Wells Fargo & Company (WFC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Wells Fargo & Company presents a highly debated valuation profile at its current price of $85.29. The composite intrinsic value is estimated at $99.88 (+17.1% average upside), masking a wide model spread between the 5 bullish models and 6 bearish models. Model dispersion is worth noting: ML-RIV targets $293.08 (+243.6%), versus EROIC at $35.53 (-58.3%). This +302.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About WFC?
11 of 13 models are currently active for WFC. Of these, 5 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates WFC's intrinsic value at $128.74, implying +50.9% upside from the current price. See which stocks rank higher →
How Does WFC Rank in National Commercial Banks?
Among 92 National Commercial Banks stocks, WFC ranks #66 by Quality of Company score. CirclFi's QOC score of 7.1/10 evaluates 32 fundamental signals. A score of 7.1 indicates above-average quality.
See all Most Undervalued National Commercial Banks Stocks →
The National Commercial Banks sector introduces analytical considerations specific to lending environment businesses. For Wells Fargo & Company, metrics like net interest margin (NIM) provide important context that general-purpose valuation models may underweight.
Is WFC a Value Trap?
CirclFi's Value Trap algorithm assigns WFC a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Wells Fargo & Company. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Wells Fargo & Company earns a quality score of 7.1/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +302.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every WFC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across WFC's 11 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →