ReposiTrak, Inc. (TRAK) Fair Value 2026

TRAK · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.2 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-27, ReposiTrak, Inc. (TRAK) trades at $7.95, versus a $6.12 median fair value across its 12 active models — 23.1% below the current price. QOC: 9.2/10. Value Trap Risk: 12/100 (SAFE). 12/13 models active. Within that set, the Bayesian DCF component alone returns $9.20.

Key Facts

Ticker
TRAK
Price
$7.95
Quality Score
9.2/10
Value Trap Risk
12/100
Models Active
12/13
Last Updated
Strength: First Chicago suggests +45.9% upside with 60% confidence
Risk: Limited model coverage (12/13) may reduce confidence

Is ReposiTrak, Inc. (TRAK) Undervalued or Overvalued in 2026?

According to CirclFi’s 12-model valuation engine, ReposiTrak, Inc. (TRAK) appears overvalued as of : the median of 12 independent fair value estimates is $6.12, 23.1% below the current price of $7.95. Estimates range from $1.30 to $12.87. TRAK scores 9.2/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. TRAK’s -23.1% gap is narrower than that market norm, and the Software - Application sector median is -23.4%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy ReposiTrak, Inc. Stock in 2026? →

What Fair Value Does Each Model Give TRAK?

12 Intrinsic Value Models vs. Current Price ($7.95)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $9.20 +15.7%
Intrinsic · High Conviction
 $3.61 -54.6%
Ensemble · Low Conviction
 $5.97 -24.9%
Scenario · High Conviction
 $11.60 +45.9%
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What Is TRAK's Fair Value Range?

Spread across 12 independent models · $1.30 to $12.87

CirclFi's 12 active models place ReposiTrak, Inc. (TRAK) between $1.30 and $12.87 per share, a spread of 189% of the median. The median of that range — $6.12 — is the fair value CirclFi publishes for TRAK, against a current price of $7.95.

Low · Markov DDMHigh · Regime Cross
$1.30median $6.12$12.87
Where the range comes from
Most bearish modelMarkov DDM$1.30
Most bullish modelRegime Cross-Sectional$12.87
Model agreement3 bullish · 8 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for TRAK. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on TRAK, not a CirclFi price target. How each model works →

What Is ReposiTrak, Inc. (TRAK) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, ReposiTrak, Inc.'s intrinsic value is estimated at a median fair value of $6.12. Trading at $7.95, the stock is approaching fair value or slight overvaluation (implied return of -23.1%), as 8 of 12 models suggest limited further upside. The most optimistic model, Regime Cross, places fair value at $12.87 (+61.9%), while Markov DDM — the most conservative — estimates $1.30 (-83.7%). This +145.6% gap reflects genuine analytical uncertainty about ReposiTrak, Inc.'s intrinsic worth. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About TRAK?

12 of 13 models are currently active for TRAK. Of these, 3 models suggest upside while 9 models suggest overvaluation. Taken together, their median fair value for TRAK is $6.12 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $9.20 on its own, implying +15.7% upside from the current price. See which stocks rank higher →

How Does TRAK Rank in Software - Application?

Among 256 Software - Application stocks, TRAK ranks #15 by Quality of Company score. CirclFi's QOC score of 9.2/10 evaluates 32 fundamental signals. A score of 9.2 places TRAK in the top tier.

See all Most Undervalued Software - Application Stocks →

ReposiTrak, Inc.'s positioning within the Software - Application segment means that customer acquisition cost (CAC) plays an outsized role in fundamental analysis. The sector's unique characteristics — including platform stickiness — shape both the opportunity set and risk profile.

Is TRAK a Value Trap?

CirclFi's Value Trap algorithm assigns TRAK a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for ReposiTrak, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, ReposiTrak, Inc. earns a quality score of 9.2/10. This exceptional rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +145.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every TRAK valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across TRAK's 12 active models, average confidence is 53%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy ReposiTrak, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

SHOPShopify Inc.QOC 9.3APPFAppFolio, Inc.QOC 9.2ALRMAlarm.com Holdings, Inc.QOC 9.3CDNSCadence Design Systems, Inc.QOC 9.2ADPAutomatic Data Processing, Inc.QOC 9.3YMMFull Truck Alliance Co. Ltd.QOC 9.2APIAgora, Inc.QOC 7.8ALITAlight, Inc.QOC 6.3MYSEMyseum.AI, Inc.QOC 4.5ADSKAutodesk, Inc.QOC 9.8PTCPTC Inc.QOC 9.8

Read investment analysis: SHOP · APPF · ALRM · CDNS · ADP · YMM · API · ALIT · MYSE · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to TRAK?

7 companies across all industries closest to TRAK’s Quality of Company score of 9.2/10.

ODCOil-Dri Corporation of AmericaQOC 9.2PLTRPalantir Technologies Inc.QOC 9.2RLRalph Lauren CorporationQOC 9.3CMGChipotle Mexican Grill, Inc.QOC 9.2STBAS&T Bancorp, Inc.QOC 9.3NRDSNerdWallet, Inc.QOC 9.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ODC · PLTR · RL · CMG · STBA · NRDS · NVDA

Where Does TRAK Sit in CirclFi's Software - Application Rankings?

TRAK is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About ReposiTrak, Inc.’s Valuation?

What is ReposiTrak, Inc.'s intrinsic value in 2026?

CirclFi puts ReposiTrak, Inc. (TRAK)'s intrinsic value at $6.12 — the median of 12 independent model estimates as of 2026-08-27, ranging from $1.30 to $12.87. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $9.20 on its own. The Quality of Company score is 9.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is TRAK overvalued or undervalued right now?

At $7.95, 3 of 12 active models suggest TRAK may be undervalued, while 9 indicate potential overvaluation. The median of all 12 fair value estimates is $6.12, 23.1% below the current price of $7.95 — a consensus view that TRAK is overvalued. The assessment depends on which methodology best fits ReposiTrak, Inc.'s business model in Software - Application.

What does a Quality of Company score of 9.2 mean for TRAK?

ReposiTrak, Inc.'s QOC of 9.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on TRAK?

CirclFi analyzes TRAK with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on TRAK?

Of the 12 models currently active on TRAK, Regime Cross-Sectional is the most bullish at $12.87 per share, and Markov DDM is the most bearish at $1.30. CirclFi's published fair value for TRAK is the median of that range, $6.12, not either extreme. The gap between the two ends equals 189% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is TRAK a value trap in 2026?

ReposiTrak, Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 12-model valuation engine, ReposiTrak, Inc. (TRAK) has a median fair value of $6.12 — 23.1% below the current price of $7.95 — as of 2026-08-27.” Source: circlfi.com/stock/TRAK/ · Methodology
Primary sources for this TRAK valuation
  • Financial statements: ReposiTrak, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000050471) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for TRAK as of ; valuations recomputed .

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