What Is Southern Missouri Bancorp, Inc. (SMBC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Southern Missouri Bancorp, Inc. at its current price of $75.18. The composite intrinsic value is estimated at $62.70 (-16.6% average return), with 7 models flagging overvaluation risk. Model dispersion is worth noting: ML-RIV targets $230.81 (+207.0%), versus EROIC at $0.75 (-99.0%). This +306.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About SMBC?
12 of 13 models are currently active for SMBC. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates SMBC's intrinsic value at $36.72, implying -51.2% downside from the current price. See which stocks rank higher →
How Does SMBC Rank in Savings Institutions, Not Federally Chartered?
Among 22 Savings Institutions, Not Federally Chartered stocks, SMBC ranks #7 by Quality of Company score. CirclFi's QOC score of 8.2/10 evaluates 32 fundamental signals. A score of 8.2 places SMBC in the top tier.
Southern Missouri Bancorp, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is SMBC a Value Trap?
The Value Trap algorithm is not active for SMBC. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Southern Missouri Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Southern Missouri Bancorp, Inc.'s fundamental quality profile registers 8.2/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +306.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every SMBC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across SMBC's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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