Trustmark Corporation (TRMK) Fair Value 2026

TRMK · Banks - Regional ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.0 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-28, Trustmark Corporation (TRMK) trades at $46.27, versus a $37.30 median fair value across its 6 active models — 19.4% below the current price. QOC: 8.0/10. Value Trap Risk: 12/100 (SAFE). 6/13 models active.

Key Facts

Ticker
TRMK
Price
$46.27
Quality Score
8.0/10
Value Trap Risk
12/100
Models Active
6/13
Last Updated
Strength: Quality Score of 8.0/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is Trustmark Corporation (TRMK) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Trustmark Corporation (TRMK) appears overvalued as of : the median of 6 independent fair value estimates is $37.30, 19.4% below the current price of $46.27. Estimates range from $24.85 to $63.17. TRMK scores 8.0/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. TRMK’s -19.4% gap is narrower than that market norm, and the Banks - Regional sector median is -22.5%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Trustmark Corporation Stock in 2026? →

What Fair Value Does Each Model Give TRMK?

6 Intrinsic Value Models vs. Current Price ($46.27)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $24.85 -46.3%
Ensemble · Medium Conviction
 $34.83 -24.7%
Intrinsic · High Conviction
 $28.92 -37.5%
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What Is TRMK's Fair Value Range?

Spread across 6 independent models · $24.85 to $63.17

CirclFi's 6 active models place Trustmark Corporation (TRMK) between $24.85 and $63.17 per share, a spread of 103% of the median. The median of that range — $37.30 — is the fair value CirclFi publishes for TRMK, against a current price of $46.27.

Low · EPVHigh · Regime Cross
$24.85median $37.30$63.17
Where the range comes from
Most bearish modelEarnings Power Value (EPV)$24.85
Most bullish modelRegime Cross-Sectional$63.17
Model agreement1 bullish · 5 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for TRMK. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on TRMK, not a CirclFi price target. How each model works →

What Is Trustmark Corporation (TRMK) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Trustmark Corporation's intrinsic value is estimated at $37.30. Trading at its current price of $46.27, the valuation engine raises significant caution: 5 of 6 models flag downside risk, projecting a median implied return of -19.4%. The most optimistic model, Regime Cross, places fair value at $63.17 (+36.5%), while EPV — the most conservative — estimates $24.85 (-46.3%). This +82.8% gap reflects genuine analytical uncertainty about Trustmark Corporation's intrinsic worth.

What Do the Models Say About TRMK?

6 of 13 models are currently active for TRMK. Of these, 1 model suggests upside while 5 models suggest overvaluation. Taken together, their median fair value for TRMK is $37.30 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does TRMK Rank in Banks - Regional?

Among 352 Banks - Regional stocks, TRMK ranks #172 by Quality of Company score. CirclFi's QOC score of 8.0/10 evaluates 32 fundamental signals. A score of 8.0 places TRMK in the top tier.

See all Most Undervalued Banks - Regional Stocks →

Trustmark Corporation's positioning within the Banks - Regional segment means that deposit growth plays an outsized role in fundamental analysis. The sector's unique characteristics — including interest rate environment — shape both the opportunity set and risk profile.

Is TRMK a Value Trap?

CirclFi's Value Trap algorithm assigns TRMK a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Trustmark Corporation. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Trustmark Corporation earns a quality score of 8.0/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +82.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every TRMK valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across TRMK's 6 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Trustmark Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Regional Stocks Should You Also Analyze?

11 related Banks - Regional stocks with 13-model coverage

GABCGerman American Bancorp, Inc.QOC 8.0CBANColony Bankcorp, Inc.QOC 8.0UBSIUnited Bankshares, Inc.QOC 8.0SPFISouth Plains Financial, Inc.QOC 8.0FRMEFirst Merchants CorporationQOC 8.0WNEBWestern New England Bancorp, Inc.QOC 8.0INTRInter & Co, Inc.QOC 7.5CPKFChesapeake Financial Shares, Inc.QOC 4.7HWBKHawthorn Bancshares, Inc.QOC 8.4STBAS&T Bancorp, Inc.QOC 9.3ESQEsquire Financial Holdings, Inc.QOC 9.1

Read investment analysis: GABC · CBAN · UBSI · SPFI · FRME · WNEB · INTR · CPKF · HWBK · STBA · ESQ

Which Other Stocks Have a Similar Quality Score to TRMK?

7 companies across all industries closest to TRMK’s Quality of Company score of 8.0/10.

LLoews CorporationQOC 8.0LOMALoma Negra Compañía Industrial Argentina Sociedad AnónimaQOC 8.0SAIASaia, Inc.QOC 8.0GRNDGrindr Inc.QOC 8.0SWKSSkyworks Solutions, Inc.QOC 8.0ZDZiff Davis, Inc.QOC 8.0NVDANVIDIA CorporationQOC 10.0

Read investment analysis: L · LOMA · SAIA · GRND · SWKS · ZD · NVDA

Where Does TRMK Sit in CirclFi's Banks - Regional Rankings?

TRMK is ranked against every other Banks - Regional stock CirclFi covers in each of these screens.

See all Banks - Regional stocks ranked →

What Else Do Investors Ask About Trustmark Corporation’s Valuation?

What is Trustmark Corporation's intrinsic value in 2026?

CirclFi puts Trustmark Corporation (TRMK)'s intrinsic value at $37.30 — the median of 6 independent model estimates as of 2026-08-28, ranging from $24.85 to $63.17. The Quality of Company score is 8.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is TRMK overvalued or undervalued right now?

At $46.27, 1 of 6 active models suggest TRMK may be undervalued, while 5 indicate potential overvaluation. The median of all 6 fair value estimates is $37.30, 19.4% below the current price of $46.27 — a consensus view that TRMK is overvalued. The assessment depends on which methodology best fits Trustmark Corporation's business model in Banks - Regional.

What does a Quality of Company score of 8.0 mean for TRMK?

Trustmark Corporation's QOC of 8.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on TRMK?

CirclFi analyzes TRMK with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on TRMK?

Of the 6 models currently active on TRMK, Regime Cross-Sectional is the most bullish at $63.17 per share, and Earnings Power Value (EPV) is the most bearish at $24.85. CirclFi's published fair value for TRMK is the median of that range, $37.30, not either extreme. The gap between the two ends equals 103% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is TRMK a value trap in 2026?

Trustmark Corporation's Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Trustmark Corporation (TRMK) has a median fair value of $37.30 — 19.4% below the current price of $46.27 — as of 2026-08-28.” Source: circlfi.com/stock/TRMK/ · Methodology
Primary sources for this TRMK valuation
  • Financial statements: Trustmark Corporation 10-K and 10-Q filings on SEC EDGAR (CIK 0000036146) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for TRMK as of ; valuations recomputed .

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