What Is RBB Bancorp (RBB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, RBB Bancorp's intrinsic value is estimated at $41.87, presenting a divided outlook at the current price of $27.09. With an average implied return of +54.6% across a split 6–2 (bull–bear) consensus, the model spread of +240.9% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +220.9% (fair value: $86.93), while EPV is the most conservative at -20.0% ($21.67). The spread between these extremes — +240.9% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About RBB?
11 of 13 models are currently active for RBB. Of these, 8 models suggest upside while 3 models suggest overvaluation. The Bayesian DCF estimates RBB's intrinsic value at $52.64, implying +94.3% upside from the current price. See which stocks rank higher →
How Does RBB Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, RBB ranks #123 by Quality of Company score. CirclFi's QOC score of 7.8/10 evaluates 32 fundamental signals. A score of 7.8 indicates above-average quality.
See all Most Undervalued State Commercial Banks Stocks →
RBB Bancorp's positioning within the State Commercial Banks segment means that cost-to-income ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including credit quality trends — shape both the opportunity set and risk profile.
Is RBB a Value Trap?
CirclFi's Value Trap algorithm assigns RBB a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for RBB Bancorp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, RBB Bancorp scores 7.8 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +240.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RBB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RBB's 11 active models, average confidence is 38%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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