What Is Mid Penn Bancorp (MPB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Mid Penn Bancorp's intrinsic value is estimated at $57.47, presenting a divided outlook at the current price of $34.80. With an average implied return of +65.1% across a split 5–6 (bull–bear) consensus, the model spread of +348.1% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +298.7% (fair value: $138.73), while Regime Cross is the most conservative at -49.5% ($17.59). The spread between these extremes — +348.1% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About MPB?
12 of 13 models are currently active for MPB. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates MPB's intrinsic value at $135.94, implying +290.6% upside from the current price. See which stocks rank higher →
How Does MPB Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, MPB ranks #20 by Quality of Company score. CirclFi's QOC score of 9.0/10 evaluates 32 fundamental signals. A score of 9.0 places MPB in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
Within the State Commercial Banks space, Mid Penn Bancorp competes in an environment where CET1 capital ratio often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is MPB a Value Trap?
CirclFi's Value Trap algorithm assigns MPB a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Mid Penn Bancorp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Mid Penn Bancorp's fundamental quality profile registers 9.0/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +348.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every MPB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across MPB's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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