Latch, Inc. (LTCH) Fair Value 2026

LTCH · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.7 /10

32 fundamental signals · 3 models active

Value Trap Risk

WARN (53/100)

Quick Summary — As of 2026-08-27, Latch, Inc. (LTCH) trades at $0.15, versus a $0.46 median fair value across its 3 active models — 205.1% above the current price. QOC: 6.7/10. Value Trap Risk: 53/100 (WARN). 3/13 models active.

Key Facts

Ticker
LTCH
Price
$0.15
Quality Score
6.7/10
Value Trap Risk
53/100
Models Active
3/13
Last Updated
Strength: PWERM suggests +260.0% upside with 33% confidence
Risk: Value Trap score of 53 suggests caution despite apparent undervaluation

Is Latch, Inc. (LTCH) Undervalued or Overvalued in 2026?

According to CirclFi’s 3-model valuation engine, Latch, Inc. (LTCH) appears undervalued as of : the median of 3 independent fair value estimates is $0.46, 205.1% above the current price of $0.15. Estimates range from $0.34 to $0.54. LTCH scores 6.7/10 on fundamental quality and 53/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. LTCH’s +205.1% gap is wider than that market norm, and the Software - Application sector median is -23.4%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Latch, Inc. Stock in 2026? →

What Fair Value Does Each Model Give LTCH?

3 Intrinsic Value Models vs. Current Price ($0.15)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $0.34 +126.5%
Asset-Based · High Conviction
 $0.46 +205.1%
Option-Based · Medium Conviction
 $0.54 +260.0%

All Models Active

All 3 models are displayed above.

What Is LTCH's Fair Value Range?

Spread across 3 independent models · $0.34 to $0.54

CirclFi's 3 active models place Latch, Inc. (LTCH) between $0.34 and $0.54 per share, a spread of 44% of the median. The median of that range — $0.46 — is the fair value CirclFi publishes for LTCH, against a current price of $0.15.

Low · ML-RIVHigh · PWERM
$0.34median $0.46$0.54
Where the range comes from
Most bearish modelML Residual Income$0.34
Most bullish modelPWERM$0.54
Model agreement3 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on LTCH, not a CirclFi price target. How each model works →

What Is Latch, Inc. (LTCH) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Latch, Inc. is potentially undervalued at its current price of $0.15. Based on our 13-model framework, Latch, Inc.'s intrinsic value is estimated at a median fair value of $0.46 — representing +205.1% implied upside — with 3 out of 3 active models confirming this thesis. Model dispersion is worth noting: PWERM targets $0.54 (+260.0%), versus ML-RIV at $0.34 (+126.5%). This +133.5% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About LTCH?

3 of 13 models are currently active for LTCH. All 3 active models suggest the stock trades below fair value. Taken together, their median fair value for LTCH is $0.46 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does LTCH Rank in Software - Application?

Among 256 Software - Application stocks, LTCH ranks #125 by Quality of Company score. CirclFi's QOC score of 6.7/10 evaluates 32 fundamental signals. A score of 6.7 indicates above-average quality.

See all Most Undervalued Software - Application Stocks →

Within the Software - Application space, Latch, Inc. competes in an environment where free cash flow margin often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is LTCH a Value Trap?

CirclFi's Value Trap algorithm assigns LTCH a score of 53/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

3 of 13 models are active for Latch, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Latch, Inc. is rated at 6.7/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.

The gap between the most bullish and bearish model spans +133.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every LTCH valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across LTCH's 3 active models, average confidence is 47%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Latch, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

PAYDPAID, Inc.QOC 6.7LAWCS Disco, Inc.QOC 6.7GRABGrab Holdings LimitedQOC 6.8THRYThryv Holdings, Inc.QOC 6.7DSNYDestiny Media Technologies Inc.QOC 6.8KCKingsoft Cloud Holdings LimitedQOC 6.7OMQSOMNIQ Corp.QOC 5.0RCTRedCloud Holdings plcQOC 2.5SSNCSS&C Technologies Holdings, Inc.QOC 8.3ADSKAutodesk, Inc.QOC 9.8PTCPTC Inc.QOC 9.8

Read investment analysis: PAYD · LAW · GRAB · THRY · DSNY · KC · OMQS · RCT · SSNC · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to LTCH?

7 companies across all industries closest to LTCH’s Quality of Company score of 6.7/10.

HUNHuntsman CorporationQOC 6.7VSATViasat, Inc.QOC 6.7LEGNLegend Biotech CorporationQOC 6.7BCYCBicycle Therapeutics plcQOC 6.7SWAGStran & Company, Inc.QOC 6.7TEVATeva Pharmaceutical Industries LimitedQOC 6.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: HUN · VSAT · LEGN · BCYC · SWAG · TEVA · NVDA

Where Does LTCH Sit in CirclFi's Software - Application Rankings?

LTCH is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About Latch, Inc.’s Valuation?

What is Latch, Inc.'s intrinsic value in 2026?

CirclFi puts Latch, Inc. (LTCH)'s intrinsic value at $0.46 — the median of 3 independent model estimates as of 2026-08-27, ranging from $0.34 to $0.54. The Quality of Company score is 6.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is LTCH overvalued or undervalued right now?

At $0.15, 3 of 3 active models suggest LTCH may be undervalued, while 0 indicate potential overvaluation. The median of all 3 fair value estimates is $0.46, 205.1% above the current price of $0.15 — a consensus view that LTCH is undervalued. The assessment depends on which methodology best fits Latch, Inc.'s business model in Software - Application.

What does a Quality of Company score of 6.7 mean for LTCH?

Latch, Inc.'s QOC of 6.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on LTCH?

CirclFi analyzes LTCH with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 3 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on LTCH?

Of the 3 models currently active on LTCH, PWERM is the most bullish at $0.54 per share, and ML Residual Income is the most bearish at $0.34. CirclFi's published fair value for LTCH is the median of that range, $0.46, not either extreme. The gap between the two ends equals 44% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is LTCH a value trap in 2026?

Latch, Inc.'s Value Trap score is 53/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries.

Cite this analysis — “According to CirclFi’s 3-model valuation engine, Latch, Inc. (LTCH) has a median fair value of $0.46 — 205.1% above the current price of $0.15 — as of 2026-08-27.” Source: circlfi.com/stock/LTCH/ · Methodology
Primary sources for this LTCH valuation
  • Financial statements: Latch, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001826000) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for LTCH as of ; valuations recomputed .