What Is First Bancshares, Inc. (FBSI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, First Bancshares, Inc.'s intrinsic value is estimated at $30.47, presenting a divided outlook at the current price of $34.10. With a median implied return of -10.6% across a split 1–1 (bull–bear) consensus, the model spread of +42.2% underscores analytical uncertainty. Notably, Regime Cross sees the most upside at +10.5% (fair value: $37.67), while Markov DDM is the most conservative at -31.7% ($23.28). The spread between these extremes — +42.2% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FBSI?
2 of 13 models are currently active for FBSI. Of these, 1 model suggests upside while 1 model suggests overvaluation. Taken together, their median fair value for FBSI is $30.47 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →
How Does FBSI Rank in Banks - Regional?
Among 349 Banks - Regional stocks, FBSI ranks #340 by Quality of Company score. CirclFi's QOC score of 5.1/10 evaluates 32 fundamental signals. A score of 5.1 reflects mixed fundamentals.
See all Most Undervalued Banks - Regional Stocks →
The Banks - Regional sector introduces analytical considerations specific to financial institution businesses. For First Bancshares, Inc., metrics like return on tangible equity provide important context that general-purpose valuation models may underweight.
Is FBSI a Value Trap?
CirclFi's Value Trap algorithm assigns FBSI a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
2 of 13 models are active for First Bancshares, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, First Bancshares, Inc. scores 5.1 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +42.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FBSI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FBSI's 2 active models, average confidence is 12%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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