Reliance Global Group, Inc. (EZRA) Fair Value 2026

EZRA · Insurance Agents, Brokers & Service ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.3 /10

32 fundamental signals · 5 models active

Value Trap Risk

LOW (39/100)

Quick Summary — As of 2026-07-15, Reliance Global Group, Inc. (EZRA) trades at $2.59. QOC: 4.3/10. Value Trap Risk: 39/100 (LOW). 5/13 models active.

Key Facts

Ticker
EZRA
Price
$2.59
Quality Score
4.3/10
Value Trap Risk
39/100
Models Active
5/13
Last Updated
Strength: Markov DDM suggests +243.3% upside with 55% confidence
Risk: Below-average Quality Score of 4.3/10 signals weak fundamentals

Is Reliance Global Group, Inc. (EZRA) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Reliance Global Group, Inc. (EZRA) appears undervalued as of : the median of 5 independent fair value estimates is $8.39, 223.8% above the current price of $2.59. Estimates range from $0.03 to $9.45. EZRA scores 4.3/10 on fundamental quality and 39/100 on value-trap risk.

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Reliance Global Group, Inc. Stock in 2026? →

Valuation Matrix

5 Intrinsic Value Models vs. Current Price ($2.59)

Core Models (Unlocked)
Model Fair Value Upside
First Chicago
Medium Conviction
 $0.52 -79.9%
Markov DDM
High Conviction
 $8.89 +243.3%

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What Is Reliance Global Group, Inc. (EZRA) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Reliance Global Group, Inc. at $2.59. With an estimated intrinsic value of $5.45 and 3 of 5 models pointing higher, the average implied return is +110.6%. The most optimistic model, Dynamic NAV, places fair value at $9.45 (+264.7%), while ML-RIV — the most conservative — estimates $0.03 (-98.9%). This +363.6% gap reflects genuine analytical uncertainty about Reliance Global Group, Inc.'s intrinsic worth.

What Do the Models Say About EZRA?

5 of 13 models are currently active for EZRA. Of these, 3 models suggest upside while 2 models suggest overvaluation. See which stocks rank higher →

How Does EZRA Rank in Insurance Agents, Brokers & Service?

Among 24 Insurance Agents, Brokers & Service stocks, EZRA ranks #23 by Quality of Company score. CirclFi's QOC score of 4.3/10 evaluates 32 fundamental signals. A score of 4.3 reflects mixed fundamentals.

Reliance Global Group, Inc.'s positioning within the Insurance Agents, Brokers & Service segment means that combined ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including market share gains — shape both the opportunity set and risk profile.

Is EZRA a Value Trap?

CirclFi's Value Trap algorithm assigns EZRA a score of 39/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Reliance Global Group, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Reliance Global Group, Inc. earns a quality score of 4.3/10. This mixed rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +363.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every EZRA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across EZRA's 5 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Reliance Global Group, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance Agents, Brokers & Service Stocks Should You Also Analyze?

8 related Insurance Agents, Brokers & Service stocks with 13-model coverage

CRVLCorVel Corp.QOC 9.9HGTYHagerty, Inc.QOC 9.8ERIEErie Indemnity CompanyQOC 9.7MRSHMarshQOC 9.3BROBrown & Brown, Inc.QOC 9.3GSHDGoosehead Insurance, Inc.QOC 8.8WDHWaterdrop Inc.QOC 8.7EQHEquitable Holdings, Inc.QOC 8.4

Read investment analysis: CRVL · HGTY · ERIE · MRSH · BRO

Frequently Asked Questions About Reliance Global Group, Inc.

What is Reliance Global Group, Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Reliance Global Group, Inc. (EZRA) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value. The Quality of Company score is 4.3/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is EZRA overvalued or undervalued right now?

At $2.59, 3 of 5 active models suggest EZRA may be undervalued, while 2 indicate potential overvaluation. The median of all 5 fair value estimates is $8.39, 223.8% above the current price of $2.59 — a consensus view that EZRA is undervalued. The assessment depends on which methodology best fits Reliance Global Group, Inc.'s business model in Insurance Agents, Brokers & Service.

What does a Quality of Company score of 4.3 mean for EZRA?

Reliance Global Group, Inc.'s QOC of 4.3/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on EZRA?

CirclFi analyzes EZRA with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Is EZRA a value trap in 2026?

Reliance Global Group, Inc.'s Value Trap score is 39/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Reliance Global Group, Inc. (EZRA) has a median fair value of $8.39 — 223.8% above the current price of $2.59 — as of 2026-07-15.” Source: circlfi.com/stock/EZRA/ · Methodology

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