Reliance Global Group, Inc. (EZRA) Fair Value 2026

EZRA · Insurance Brokers ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.1 /10

32 fundamental signals · 1 models active

Value Trap Risk

WARN (54/100)

Quick Summary — As of 2026-10-07, Reliance Global Group, Inc. (EZRA) trades at $2.50. QOC: 4.1/10. Value Trap Risk: 54/100 (WARN). 1/13 models active.

Key Facts

Ticker
EZRA
Price
$2.50
Quality Score
4.1/10
Value Trap Risk
54/100
Models Active
1/13
Last Updated
Strength: FTNN Topology suggests +427.4% upside with 6% confidence
Risk: Value Trap score of 54 suggests caution despite apparent undervaluation

What Fair Value Does Each Model Give EZRA?

1 Intrinsic Value Models vs. Current Price ($2.50)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Low Conviction
 $13.18 +427.4%

All Models Active

All 1 models are displayed above.

What Is Reliance Global Group, Inc. (EZRA) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for Reliance Global Group, Inc.. Trading at $2.50 against an estimated intrinsic value of $13.18, 1 of 1 active models flag meaningful upside of +427.4% at the median.

What Do the Models Say About EZRA?

1 of 13 models are currently active for EZRA. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does EZRA Rank in Insurance Brokers?

Among 23 Insurance Brokers stocks, EZRA ranks #23 by Quality of Company score. CirclFi's QOC score of 4.1/10 evaluates 32 fundamental signals. A score of 4.1 reflects mixed fundamentals.

Reliance Global Group, Inc.'s positioning within the Insurance Brokers segment means that combined ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including market share gains — shape both the opportunity set and risk profile.

Is EZRA a Value Trap?

CirclFi's Value Trap algorithm assigns EZRA a score of 54/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Reliance Global Group, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Reliance Global Group, Inc. earns a quality score of 4.1/10. This mixed rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency. Our Value Trap detector shows moderate caution signals worth monitoring.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every EZRA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across EZRA's 1 active models, average confidence is 6%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Reliance Global Group, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance Brokers Stocks Should You Also Analyze?

9 related Insurance Brokers stocks with 13-model coverage

XHGXChange TEC.INCQOC 4.3CRVLCorVel CorporationQOC 9.1AIFUAIFU Inc.QOC 5.2ERIEErie Indemnity CompanyQOC 8.9ZBAOZhibao Technology Inc.QOC 5.6MRSHMarsh & McLennan Companies, Inc.QOC 8.5GSHDGoosehead Insurance, Inc.QOC 8.4NPNeptune Insurance Holdings Inc.QOC 7.6EHTHeHealth, Inc.QOC 7.3

Read investment analysis: XHG · CRVL · AIFU · ERIE · ZBAO · MRSH · GSHD · NP · EHTH

Which Other Stocks Have a Similar Quality Score to EZRA?

7 companies across all industries closest to EZRA’s Quality of Company score of 4.1/10.

BIXTBioxytran, Inc.QOC 4.1EAXREalixir, Inc.QOC 4.1TMCTMC the metals company Inc.QOC 4.1XRTXXORTX Therapeutics Inc.QOC 4.1HLYKHealthLynked Corp.QOC 4.1GNLNGreenlane Holdings, Inc.QOC 4.1NVDANVIDIA CorporationQOC 10.0

Read investment analysis: BIXT · EAXR · TMC · XRTX · HLYK · GNLN · NVDA

What Else Do Investors Ask About Reliance Global Group, Inc.’s Valuation?

What is Reliance Global Group, Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Reliance Global Group, Inc. (EZRA). The Quality of Company score is 4.1/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is EZRA overvalued or undervalued right now?

At $2.50, 1 of 1 active models suggest EZRA may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits Reliance Global Group, Inc.'s business model in Insurance Brokers.

What does a Quality of Company score of 4.1 mean for EZRA?

Reliance Global Group, Inc.'s QOC of 4.1/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on EZRA?

CirclFi analyzes EZRA with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is EZRA a value trap in 2026?

Reliance Global Group, Inc.'s Value Trap score is 54/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Reliance Global Group, Inc. (EZRA) a Quality of Company score of 4.1/10 across 32 fundamental signals as of 2026-10-07.” Source: circlfi.com/stock/EZRA/ · Methodology
Primary sources for this EZRA valuation
  • Financial statements: Reliance Global Group, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001812727) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for EZRA as of ; valuations recomputed .