What Is ConnectOne Bancorp, Inc. (CNOB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, ConnectOne Bancorp, Inc.'s intrinsic value is estimated at $29.25. Trading at its current price of $32.41, the valuation engine raises significant caution: 9 of 12 models flag downside risk, projecting an average implied return of -9.8%. Model dispersion is worth noting: ML-RIV targets $74.36 (+129.4%), versus EPV at $5.53 (-82.9%). This +212.4% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About CNOB?
12 of 13 models are currently active for CNOB. Of these, 2 models suggest upside while 10 models suggest overvaluation. The Bayesian DCF estimates CNOB's intrinsic value at $31.55, implying -2.7% downside from the current price. See which stocks rank higher →
How Does CNOB Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, CNOB ranks #131 by Quality of Company score. CirclFi's QOC score of 7.6/10 evaluates 32 fundamental signals. A score of 7.6 indicates above-average quality.
See all Most Undervalued State Commercial Banks Stocks →
The State Commercial Banks sector introduces analytical considerations specific to lending environment businesses. For ConnectOne Bancorp, Inc., metrics like cost-to-income ratio provide important context that general-purpose valuation models may underweight.
Is CNOB a Value Trap?
CirclFi's Value Trap algorithm assigns CNOB a score of 29/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for ConnectOne Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, ConnectOne Bancorp, Inc. scores 7.6 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +212.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CNOB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CNOB's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →