What Is Cathay General Bancorp (CATY) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Cathay General Bancorp at its current price of $61.39. The composite intrinsic value is estimated at $75.31 (+22.7% average return), with 7 models flagging overvaluation risk. Model dispersion is worth noting: ML-RIV targets $177.60 (+189.3%), versus Markov DDM at $31.66 (-48.4%). This +237.7% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About CATY?
12 of 13 models are currently active for CATY. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates CATY's intrinsic value at $125.39, implying +104.2% upside from the current price. See which stocks rank higher →
How Does CATY Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, CATY ranks #77 by Quality of Company score. CirclFi's QOC score of 8.3/10 evaluates 32 fundamental signals. A score of 8.3 places CATY in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
As a lending environment, Cathay General Bancorp operates in a sector where non-performing loan ratio is a critical driver of valuation. Investors evaluating CATY should weigh these sector-specific dynamics alongside our model-derived fair values.
Is CATY a Value Trap?
CirclFi's Value Trap algorithm assigns CATY a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Cathay General Bancorp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Cathay General Bancorp's fundamental quality profile registers 8.3/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +237.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CATY valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CATY's 12 active models, average confidence is 46%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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