Bob's Discount Furniture, Inc. (BOBS) Fair Value 2026

BOBS · Retail-Furniture Stores ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.0 /10

32 fundamental signals · 10 models active

Value Trap Risk

(—/100)

Quick Summary — As of 2026-07-14, Bob's Discount Furniture, Inc. (BOBS) trades at $15.60, approximately 245% above CirclFi’s Bayesian DCF fair value of $4.52. QOC: 2.0/10. 10/13 models active.

Key Facts

Ticker
BOBS
Price
$15.60
Quality Score
2.0/10
Value Trap Risk
—/100
Models Active
10/13
Last Updated
Strength: First Chicago suggests +35.8% upside with 7% confidence
Risk: Below-average Quality Score of 2.0/10 signals weak fundamentals

Valuation Matrix

10 Intrinsic Value Models vs. Current Price ($15.60)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
$4.52 -71.0%
CUCE Ensemble
Low Conviction
$8.44 -45.9%
First Chicago
Low Conviction
$21.19 +35.8%
RCMH-DCF
Low Conviction
$2.71 -82.6%

Unlock the Full Matrix

Access 6 additional models including ML-RIV, Dynamic NAV, and more.

$1.30 / day

Billed monthly ($39/mo) or annually ($299/yr)

Unlock All 10 Models →

Cancel anytime · No contracts · Instant access

What Is Bob's Discount Furniture, Inc. (BOBS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Bob's Discount Furniture, Inc.'s intrinsic value is estimated at a composite fair value of $11.50. Trading at $15.60, the stock is approaching fair value or slight overvaluation (implied return of -26.3%), as 6 of 10 models suggest limited further upside. The most optimistic model, First Chicago, places fair value at $21.19 (+35.8%), while Dynamic NAV — the most conservative — estimates $1.81 (-88.4%). This +124.2% gap reflects genuine analytical uncertainty about Bob's Discount Furniture, Inc.'s intrinsic worth.

What Do the Models Say About BOBS?

10 of 13 models are currently active for BOBS. Of these, 3 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates BOBS's intrinsic value at $4.52, implying -71.0% downside from the current price. See which stocks rank higher →

How Does BOBS Rank in Retail-Furniture Stores?

Among 6 Retail-Furniture Stores stocks, BOBS ranks #6 by Quality of Company score. CirclFi's QOC score of 2.0/10 evaluates 32 fundamental signals. A score of 2.0 signals below-average fundamentals.

The Retail-Furniture Stores sector introduces analytical considerations specific to consumer businesses. For Bob's Discount Furniture, Inc., metrics like same-store sales growth (comps) provide important context that general-purpose valuation models may underweight.

Is BOBS a Value Trap?

The Value Trap algorithm is not active for BOBS. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Bob's Discount Furniture, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Bob's Discount Furniture, Inc. scores 2.0 out of 10 on our 32-signal quality assessment, a weak rating that exhibits fundamental weaknesses that warrant careful scrutiny. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +124.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every BOBS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across BOBS's 10 active models, average confidence is 4%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Bob's Discount Furniture, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Retail-Furniture Stores Stocks Should You Also Analyze?

5 related Retail-Furniture Stores stocks with 13-model coverage

Read investment analysis: ARHS · LOVE · HVT · HTLM · RH

Frequently Asked Questions About Bob's Discount Furniture, Inc.

What is Bob's Discount Furniture, Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Bob's Discount Furniture, Inc. (BOBS) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $4.52. The Quality of Company score is 2.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is BOBS overvalued or undervalued right now?

At $15.60, 3 of 10 active models suggest BOBS may be undervalued, while 7 indicate potential overvaluation. The assessment depends on which methodology best fits Bob's Discount Furniture, Inc.'s business model in Retail-Furniture Stores.

What does a Quality of Company score of 2.0 mean for BOBS?

Bob's Discount Furniture, Inc.'s QOC of 2.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on BOBS?

CirclFi analyzes BOBS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Is BOBS a value trap in 2026?

CirclFi's Value Trap algorithm does not have sufficient data for BOBS at this time. Browse stocks by value-trap risk →

You’ve done the research. Don’t stop at half the picture.

Stop collecting opinions. Let 10 mathematical frameworks give you clarity on BOBS.

Unlock All 10 Fair Values — $39/mo

Cancel anytime · Less than a cup of coffee · Instant access