UBS Group AG (UBS) Fair Value 2026

UBS · Banks - Diversified ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.9 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-27, UBS Group AG (UBS) trades at $54.36. QOC: 2.9/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker
UBS
Price
$54.36
Quality Score
2.9/10
Value Trap Risk
0/100
Models Active
1/13
Last Updated
Strength: Regime Cross-Sectional suggests +47.2% upside with 25% confidence
Risk: Below-average Quality Score of 2.9/10 signals weak fundamentals

What Fair Value Does Each Model Give UBS?

1 Intrinsic Value Models vs. Current Price ($54.36)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Medium Conviction
 $80.00 +47.2%

All Models Active

All 1 models are displayed above.

What Is UBS Group AG (UBS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for UBS Group AG. Trading at $54.36 against an estimated intrinsic value of $80.00, 1 of 1 active models flag meaningful upside of +47.2% at the median.

What Do the Models Say About UBS?

1 of 13 models are currently active for UBS. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does UBS Rank in Banks - Diversified?

Among 20 Banks - Diversified stocks, UBS ranks #19 by Quality of Company score. CirclFi's QOC score of 2.9/10 evaluates 32 fundamental signals. A score of 2.9 signals below-average fundamentals.

UBS Group AG's positioning within the Banks - Diversified segment means that net interest margin (NIM) plays an outsized role in fundamental analysis. The sector's unique characteristics — including credit quality trends — shape both the opportunity set and risk profile.

Is UBS a Value Trap?

CirclFi's Value Trap algorithm assigns UBS a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for UBS Group AG. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, UBS Group AG scores 2.9 out of 10 on our 32-signal quality assessment, a weak rating that exhibits fundamental weaknesses that warrant careful scrutiny. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every UBS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across UBS's 1 active models, average confidence is 25%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy UBS Group AG Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Diversified Stocks Should You Also Analyze?

9 related Banks - Diversified stocks with 13-model coverage

FRBTForbright, Inc.QOC 4.9HSBCHSBC Holdings plcQOC 2.6SMFGSumitomo Mitsui Financial Group, Inc.QOC 6.6BBVABanco Bilbao Vizcaya Argentaria, S.A.QOC 8.9SANBanco Santander, S.A.QOC 7.1CMCanadian Imperial Bank of CommerceQOC 8.6RYRoyal Bank of CanadaQOC 8.4BNYThe Bank of New York Mellon CorporationQOC 8.1TDThe Toronto-Dominion BankQOC 7.4

Read investment analysis: FRBT · HSBC · SMFG · BBVA · SAN · CM · RY · BNY · TD

Which Other Stocks Have a Similar Quality Score to UBS?

7 companies across all industries closest to UBS’s Quality of Company score of 2.9/10.

ILXPInternational Luxury Products IncQOC 2.9AEMAgnico Eagle Mines LimitedQOC 2.9MGRTMega Fortune Company LimitedQOC 2.9ACRLAtacama Resources International, Inc.QOC 2.9PAASPan American Silver Corp.QOC 2.9AMLMAmerican Lithium Minerals, Inc.QOC 2.9NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ILXP · AEM · MGRT · ACRL · PAAS · AMLM · NVDA

What Else Do Investors Ask About UBS Group AG’s Valuation?

What is UBS Group AG's intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for UBS Group AG (UBS). The Quality of Company score is 2.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is UBS overvalued or undervalued right now?

At $54.36, 1 of 1 active models suggest UBS may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits UBS Group AG's business model in Banks - Diversified.

What does a Quality of Company score of 2.9 mean for UBS?

UBS Group AG's QOC of 2.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on UBS?

CirclFi analyzes UBS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is UBS a value trap in 2026?

UBS Group AG's Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns UBS Group AG (UBS) a Quality of Company score of 2.9/10 across 32 fundamental signals as of 2026-08-27.” Source: circlfi.com/stock/UBS/ · Methodology
Primary sources for this UBS valuation
  • Financial statements: UBS Group AG 10-K and 10-Q filings on SEC EDGAR (CIK 0001610520) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for UBS as of ; valuations recomputed .