PAR Technology Corporation (PAR) Fair Value 2026

PAR · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.2 /10

32 fundamental signals · 3 models active

Value Trap Risk

LOW (38/100)

Quick Summary — As of 2026-08-28, PAR Technology Corporation (PAR) trades at $19.15, versus a $37.42 median fair value across its 3 active models — 95.4% above the current price. QOC: 6.2/10. Value Trap Risk: 38/100 (LOW). 3/13 models active.

Key Facts

Ticker
PAR
Price
$19.15
Quality Score
6.2/10
Value Trap Risk
38/100
Models Active
3/13
Last Updated
Strength: Regime Cross-Sectional suggests +125.3% upside with 47% confidence
Risk: Limited model coverage (3/13) may reduce confidence

Is PAR Technology Corporation (PAR) Undervalued or Overvalued in 2026?

According to CirclFi’s 3-model valuation engine, PAR Technology Corporation (PAR) appears undervalued as of : the median of 3 independent fair value estimates is $37.42, 95.4% above the current price of $19.15. Estimates range from $26.98 to $43.14. PAR scores 6.2/10 on fundamental quality and 38/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. PAR’s +95.4% gap is wider than that market norm, and the Software - Application sector median is -25.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy PAR Technology Corporation Stock in 2026? →

What Fair Value Does Each Model Give PAR?

3 Intrinsic Value Models vs. Current Price ($19.15)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Medium Conviction
 $43.14 +125.3%
Option-Based · Medium Conviction
 $26.98 +40.9%
Relative · Low Conviction
 $37.42 +95.4%

All Models Active

All 3 models are displayed above.

What Is PAR's Fair Value Range?

Spread across 3 independent models · $26.98 to $43.14

CirclFi's 3 active models place PAR Technology Corporation (PAR) between $26.98 and $43.14 per share, a spread of 43% of the median. The median of that range — $37.42 — is the fair value CirclFi publishes for PAR, against a current price of $19.15.

Low · PWERMHigh · Regime Cross
$26.98median $37.42$43.14
Where the range comes from
Most bearish modelPWERM$26.98
Most bullish modelRegime Cross-Sectional$43.14
Model agreement3 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on PAR, not a CirclFi price target. How each model works →

What Is PAR Technology Corporation (PAR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, PAR Technology Corporation is potentially undervalued at its current price of $19.15. Based on our 13-model framework, PAR Technology Corporation's intrinsic value is estimated at a median fair value of $37.42 — representing +95.4% implied upside — with 3 out of 3 active models confirming this thesis. Model dispersion is worth noting: Regime Cross targets $43.14 (+125.3%), versus PWERM at $26.98 (+40.9%). This +84.4% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About PAR?

3 of 13 models are currently active for PAR. All 3 active models suggest the stock trades below fair value. Taken together, their median fair value for PAR is $37.42 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does PAR Rank in Software - Application?

Among 263 Software - Application stocks, PAR ranks #151 by Quality of Company score. CirclFi's QOC score of 6.2/10 evaluates 32 fundamental signals. A score of 6.2 indicates above-average quality.

See all Most Undervalued Software - Application Stocks →

As a digital enterprise, PAR Technology Corporation operates in a sector where annual recurring revenue (ARR) is a critical driver of valuation. Investors evaluating PAR should weigh these sector-specific dynamics alongside our model-derived fair values.

Is PAR a Value Trap?

CirclFi's Value Trap algorithm assigns PAR a score of 38/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

3 of 13 models are active for PAR Technology Corporation. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, PAR Technology Corporation is rated at 6.2/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.

The gap between the most bullish and bearish model spans +84.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every PAR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across PAR's 3 active models, average confidence is 29%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy PAR Technology Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

UPLDUpland Software, Inc.QOC 6.3TTANServiceTitan, Inc.QOC 6.2MSTRStrategy IncQOC 6.3IPMIntelligent Protection Management Corp.QOC 6.2ALITAlight, Inc.QOC 6.3PHUNPhunware, Inc.QOC 6.2SFCXSUPA Consolidated Inc.QOC 4.5UBERUber Technologies, Inc.QOC 9.1DBDDiebold Nixdorf, IncorporatedQOC 7.7ADSKAutodesk, Inc.QOC 9.9PTCPTC Inc.QOC 9.8

Read investment analysis: UPLD · TTAN · MSTR · IPM · ALIT · PHUN · SFCX · UBER · DBD · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to PAR?

7 companies across all industries closest to PAR’s Quality of Company score of 6.2/10.

SMJFSMJ International Holdings Inc.QOC 6.2AVBCAvidia Bancorp, Inc.QOC 6.2GISGeneral Mills, Inc.QOC 6.2GGRPThe Glimpse Group IncQOC 6.2MAASMaase Inc.QOC 6.2TACTransAlta CorporationQOC 6.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: SMJF · AVBC · GIS · GGRP · MAAS · TAC · NVDA

Where Does PAR Sit in CirclFi's Software - Application Rankings?

PAR is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About PAR Technology Corporation’s Valuation?

What is PAR Technology Corporation's intrinsic value in 2026?

CirclFi puts PAR Technology Corporation (PAR)'s intrinsic value at $37.42 — the median of 3 independent model estimates as of 2026-08-28, ranging from $26.98 to $43.14. The Quality of Company score is 6.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is PAR overvalued or undervalued right now?

At $19.15, 3 of 3 active models suggest PAR may be undervalued, while 0 indicate potential overvaluation. The median of all 3 fair value estimates is $37.42, 95.4% above the current price of $19.15 — a consensus view that PAR is undervalued. The assessment depends on which methodology best fits PAR Technology Corporation's business model in Software - Application.

What does a Quality of Company score of 6.2 mean for PAR?

PAR Technology Corporation's QOC of 6.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on PAR?

CirclFi analyzes PAR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 3 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on PAR?

Of the 3 models currently active on PAR, Regime Cross-Sectional is the most bullish at $43.14 per share, and PWERM is the most bearish at $26.98. CirclFi's published fair value for PAR is the median of that range, $37.42, not either extreme. The gap between the two ends equals 43% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is PAR a value trap in 2026?

PAR Technology Corporation's Value Trap score is 38/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 3-model valuation engine, PAR Technology Corporation (PAR) has a median fair value of $37.42 — 95.4% above the current price of $19.15 — as of 2026-08-28.” Source: circlfi.com/stock/PAR/ · Methodology
Primary sources for this PAR valuation
  • Financial statements: PAR Technology Corporation 10-K and 10-Q filings on SEC EDGAR (CIK 0000708821) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for PAR as of ; valuations recomputed .