What Is National Bank Holdings Corporat (NBHC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, National Bank Holdings Corporat's intrinsic value is estimated at $46.79, suggesting the stock is overvalued at its current price of $45.01. With 9 out of 12 models flagging downside (+4.0% average return), the market may be pricing in unsustainable growth. Notably, ML-RIV sees the most upside at +212.6% (fair value: $140.68), while First Chicago is the most conservative at -62.3% ($16.97). The spread between these extremes — +274.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About NBHC?
12 of 13 models are currently active for NBHC. Of these, 3 models suggest upside while 9 models suggest overvaluation. The Bayesian DCF estimates NBHC's intrinsic value at $70.76, implying +57.2% upside from the current price. See which stocks rank higher →
How Does NBHC Rank in National Commercial Banks?
Among 92 National Commercial Banks stocks, NBHC ranks #40 by Quality of Company score. CirclFi's QOC score of 8.2/10 evaluates 32 fundamental signals. A score of 8.2 places NBHC in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
As a financial institution, National Bank Holdings Corporat operates in a sector where deposit growth is a critical driver of valuation. Investors evaluating NBHC should weigh these sector-specific dynamics alongside our model-derived fair values.
Is NBHC a Value Trap?
CirclFi's Value Trap algorithm assigns NBHC a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for National Bank Holdings Corporat. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, National Bank Holdings Corporat's fundamental quality profile registers 8.2/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +274.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every NBHC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across NBHC's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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