What Is Prosperity Bancshares, Inc. (PB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Prosperity Bancshares, Inc. presents a highly debated valuation profile at its current price of $72.50. The composite intrinsic value is estimated at $101.83 (+40.5% average upside), masking a wide model spread between the 6 bullish models and 6 bearish models. Model dispersion is worth noting: ML-RIV targets $322.16 (+344.4%), versus Markov DDM at $49.00 (-32.4%). This +376.8% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About PB?
12 of 13 models are currently active for PB. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates PB's intrinsic value at $183.82, implying +153.5% upside from the current price. See which stocks rank higher →
How Does PB Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, PB ranks #80 by Quality of Company score. CirclFi's QOC score of 8.3/10 evaluates 32 fundamental signals. A score of 8.3 places PB in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
The State Commercial Banks sector introduces analytical considerations specific to lending environment businesses. For Prosperity Bancshares, Inc., metrics like return on tangible equity provide important context that general-purpose valuation models may underweight.
Is PB a Value Trap?
CirclFi's Value Trap algorithm assigns PB a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Prosperity Bancshares, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Prosperity Bancshares, Inc. scores 8.3 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +376.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every PB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across PB's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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