What Is CF Bankshares Inc. (CFBK) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, CF Bankshares Inc. is potentially undervalued at its current price of $32.08. Based on our 13-model framework, CF Bankshares Inc.'s intrinsic value is estimated at a composite fair value of $68.13 — representing +112.4% implied upside — with 9 out of 11 active models confirming this thesis. Model dispersion is worth noting: ML-RIV targets $161.81 (+404.4%), versus Regime Cross at $27.02 (-15.8%). This +420.2% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About CFBK?
11 of 13 models are currently active for CFBK. Of these, 9 models suggest upside while 2 models suggest overvaluation. See which stocks rank higher →
How Does CFBK Rank in National Commercial Banks?
Among 90 National Commercial Banks stocks, CFBK ranks #27 by Quality of Company score. CirclFi's QOC score of 8.4/10 evaluates 32 fundamental signals. A score of 8.4 places CFBK in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
CF Bankshares Inc.'s positioning within the National Commercial Banks segment means that loan loss provisions plays an outsized role in fundamental analysis. The sector's unique characteristics — including interest rate environment — shape both the opportunity set and risk profile.
Is CFBK a Value Trap?
CirclFi's Value Trap algorithm assigns CFBK a score of 25/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for CF Bankshares Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, CF Bankshares Inc. earns a quality score of 8.4/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +420.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CFBK valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CFBK's 11 active models, average confidence is 39%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad