Life Time Group Holdings, Inc. (LTH) Fair Value 2026

LTH · Leisure ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.9 /10

32 fundamental signals · 8 models active

Value Trap Risk

SAFE (16/100)

Quick Summary — As of 2026-08-28, Life Time Group Holdings, Inc. (LTH) trades at $43.51, versus a $21.99 median fair value across its 8 active models — 49.5% below the current price. QOC: 7.9/10. Value Trap Risk: 16/100 (SAFE). 8/13 models active.

Key Facts

Ticker
LTH
Price
$43.51
Quality Score
7.9/10
Value Trap Risk
16/100
Models Active
8/13
Last Updated
Strength: 8 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Is Life Time Group Holdings, Inc. (LTH) Undervalued or Overvalued in 2026?

According to CirclFi’s 8-model valuation engine, Life Time Group Holdings, Inc. (LTH) appears overvalued as of : the median of 8 independent fair value estimates is $21.99, 49.5% below the current price of $43.51. Estimates range from $7.75 to $46.09. LTH scores 7.9/10 on fundamental quality and 16/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. LTH’s -49.5% gap is wider than that market norm, and the Leisure sector median is -27.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Life Time Group Holdings, Inc. Stock in 2026? →

What Fair Value Does Each Model Give LTH?

8 Intrinsic Value Models vs. Current Price ($43.51)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $20.40 -53.1%
Scenario · High Conviction
 $31.10 -28.5%
Intrinsic · High Conviction
 $7.75 -82.2%
Intrinsic · High Conviction
 $11.20 -74.3%
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What Is LTH's Fair Value Range?

Spread across 8 independent models · $7.75 to $46.09

CirclFi's 8 active models place Life Time Group Holdings, Inc. (LTH) between $7.75 and $46.09 per share, a spread of 174% of the median. The median of that range — $21.99 — is the fair value CirclFi publishes for LTH, against a current price of $43.51.

Low · EROICHigh · Regime Cross
$7.75median $21.99$46.09
Where the range comes from
Most bearish modelEROIC Spread$7.75
Most bullish modelRegime Cross-Sectional$46.09
Model agreement1 bullish · 7 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for LTH. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on LTH, not a CirclFi price target. How each model works →

What Is Life Time Group Holdings, Inc. (LTH) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Life Time Group Holdings, Inc.'s intrinsic value is estimated at $21.99. Trading at its current price of $43.51, the valuation engine raises significant caution: 7 of 8 models flag downside risk, projecting a median implied return of -49.5%. Notably, Regime Cross sees the most upside at +5.9% (fair value: $46.09), while EROIC is the most conservative at -82.2% ($7.75). The spread between these extremes — +88.1% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About LTH?

8 of 13 models are currently active for LTH. Of these, 1 model suggests upside while 7 models suggest overvaluation. Taken together, their median fair value for LTH is $21.99 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does LTH Rank in Leisure?

Among 37 Leisure stocks, LTH ranks #8 by Quality of Company score. CirclFi's QOC score of 7.9/10 evaluates 32 fundamental signals. A score of 7.9 indicates above-average quality.

Life Time Group Holdings, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is LTH a Value Trap?

CirclFi's Value Trap algorithm assigns LTH a score of 16/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

8 of 13 models are active for Life Time Group Holdings, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Life Time Group Holdings, Inc. earns a quality score of 7.9/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +88.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every LTH valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across LTH's 8 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Life Time Group Holdings, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Leisure Stocks Should You Also Analyze?

11 related Leisure stocks with 13-model coverage

HEREHere Group LimitedQOC 7.9LEATLeatt CorporationQOC 7.9PRKSUnited Parks & Resorts Inc.QOC 8.0ESCAEscalade, IncorporatedQOC 7.8OSWOneSpaWorld Holdings LimitedQOC 8.3PTONPeloton Interactive, Inc.QOC 7.8PRKAParks! America, Inc.QOC 6.9PUSAAureus Greenway Holdings Inc.QOC 5.6MMAMixed Martial Arts Group LimitedQOC 2.3GOLFAcushnet Holdings Corp.QOC 8.9PLNTPlanet Fitness, Inc.QOC 8.7

Read investment analysis: HERE · LEAT · PRKS · ESCA · OSW · PTON · PRKA · PUSA · MMA · GOLF · PLNT

Which Other Stocks Have a Similar Quality Score to LTH?

7 companies across all industries closest to LTH’s Quality of Company score of 7.9/10.

XERSXeris Biopharma Holdings, Inc.QOC 7.9CHRWC.H. Robinson Worldwide, Inc.QOC 7.9WTBAWest Bancorporation, Inc.QOC 7.9TTMITTM Technologies, Inc.QOC 7.9NUNu Holdings Ltd.QOC 7.9CRCTCricut, Inc.QOC 7.9NVDANVIDIA CorporationQOC 10.0

Read investment analysis: XERS · CHRW · WTBA · TTMI · NU · CRCT · NVDA

What Else Do Investors Ask About Life Time Group Holdings, Inc.’s Valuation?

What is Life Time Group Holdings, Inc.'s intrinsic value in 2026?

CirclFi puts Life Time Group Holdings, Inc. (LTH)'s intrinsic value at $21.99 — the median of 8 independent model estimates as of 2026-08-28, ranging from $7.75 to $46.09. The Quality of Company score is 7.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is LTH overvalued or undervalued right now?

At $43.51, 1 of 8 active models suggest LTH may be undervalued, while 7 indicate potential overvaluation. The median of all 8 fair value estimates is $21.99, 49.5% below the current price of $43.51 — a consensus view that LTH is overvalued. The assessment depends on which methodology best fits Life Time Group Holdings, Inc.'s business model in Leisure.

What does a Quality of Company score of 7.9 mean for LTH?

Life Time Group Holdings, Inc.'s QOC of 7.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on LTH?

CirclFi analyzes LTH with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 8 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on LTH?

Of the 8 models currently active on LTH, Regime Cross-Sectional is the most bullish at $46.09 per share, and EROIC Spread is the most bearish at $7.75. CirclFi's published fair value for LTH is the median of that range, $21.99, not either extreme. The gap between the two ends equals 174% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is LTH a value trap in 2026?

Life Time Group Holdings, Inc.'s Value Trap score is 16/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 8-model valuation engine, Life Time Group Holdings, Inc. (LTH) has a median fair value of $21.99 — 49.5% below the current price of $43.51 — as of 2026-08-28.” Source: circlfi.com/stock/LTH/ · Methodology
Primary sources for this LTH valuation
  • Financial statements: Life Time Group Holdings, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001869198) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for LTH as of ; valuations recomputed .

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