Kindcard, Inc. (KCRD) Fair Value 2026

KCRD · Software - Infrastructure ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.2 /10

32 fundamental signals · 2 models active

Value Trap Risk

WARN (40/100)

Quick Summary — As of 2026-08-27, Kindcard, Inc. (KCRD) trades at $0.03, versus a $0.01 median fair value across its 2 active models — 76.6% below the current price. QOC: 5.2/10. Value Trap Risk: 40/100 (WARN). 2/13 models active. Within that set, the Bayesian DCF component alone returns $0.01.

Key Facts

Ticker
KCRD
Price
$0.03
Quality Score
5.2/10
Value Trap Risk
40/100
Models Active
2/13
Last Updated
Strength: 2 independent models provide multi-angle coverage
Risk: Value Trap score of 40 suggests caution despite apparent undervaluation

Is Kindcard, Inc. (KCRD) Undervalued or Overvalued in 2026?

According to CirclFi’s 2-model valuation engine, Kindcard, Inc. (KCRD) appears overvalued as of : the median of 2 independent fair value estimates is $0.01, 76.6% below the current price of $0.03. Estimates range from $0.01 to $0.01. KCRD scores 5.2/10 on fundamental quality and 40/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. KCRD’s -76.6% gap is wider than that market norm, and the Software - Infrastructure sector median is -22.1%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Kindcard, Inc. Stock in 2026? →

What Fair Value Does Each Model Give KCRD?

2 Intrinsic Value Models vs. Current Price ($0.03)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $0.01 -74.5%
Intrinsic · High Conviction
 $0.01 -78.7%

All Models Active

All 2 models are displayed above.

What Is Kindcard, Inc. (KCRD) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Kindcard, Inc.'s intrinsic value is estimated at $0.01. Trading at its current price of $0.03, the valuation engine raises significant caution: 2 of 2 models flag downside risk, projecting a median implied return of -76.6%.

What Do the Models Say About KCRD?

2 of 13 models are currently active for KCRD. All 2 active models suggest the stock trades above fair value. Taken together, their median fair value for KCRD is $0.01 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $0.01 on its own, implying -74.5% downside from the current price. See which stocks rank higher →

How Does KCRD Rank in Software - Infrastructure?

Among 186 Software - Infrastructure stocks, KCRD ranks #130 by Quality of Company score. CirclFi's QOC score of 5.2/10 evaluates 32 fundamental signals. A score of 5.2 reflects mixed fundamentals.

See all Most Undervalued Software - Infrastructure Stocks →

The Software - Infrastructure sector introduces analytical considerations specific to software business businesses. For Kindcard, Inc., metrics like annual recurring revenue (ARR) provide important context that general-purpose valuation models may underweight.

Is KCRD a Value Trap?

CirclFi's Value Trap algorithm assigns KCRD a score of 40/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

2 of 13 models are active for Kindcard, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Kindcard, Inc. scores 5.2 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

Models cluster within a tight range (+4.2% spread), increasing conviction. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every KCRD valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across KCRD's 2 active models, average confidence is 58%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Kindcard, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Infrastructure Stocks Should You Also Analyze?

11 related Software - Infrastructure stocks with 13-model coverage

WHENWorld Health Energy Holdings, Inc.QOC 5.2EXODExodus Movement, Inc.QOC 5.2OLBThe OLB Group, Inc.QOC 5.3STNEStoneCo Ltd.QOC 5.2AIFCAI Financial CorporationQOC 5.3CISOCISO Global Inc.QOC 5.2SUPXSuperX AI Technology LimitedQOC 3.0BBBlackBerry LimitedQOC 8.3GGRPThe Glimpse Group IncQOC 6.2FTNTFortinet, Inc.QOC 9.7QLYSQualys, Inc.QOC 9.7

Read investment analysis: WHEN · EXOD · OLB · STNE · AIFC · CISO · SUPX · BB · GGRP · FTNT · QLYS

Which Other Stocks Have a Similar Quality Score to KCRD?

7 companies across all industries closest to KCRD’s Quality of Company score of 5.2/10.

FTFTFuture FinTech Group Inc.QOC 5.2KIDZKIDZ AI Inc.QOC 5.2RNGERange Impact, Inc.QOC 5.2TBNTamboran Resources CorporationQOC 5.2TARAProtara Therapeutics, Inc.QOC 5.2DAREDaré Bioscience, Inc.QOC 5.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: FTFT · KIDZ · RNGE · TBN · TARA · DARE · NVDA

Where Does KCRD Sit in CirclFi's Software - Infrastructure Rankings?

KCRD is ranked against every other Software - Infrastructure stock CirclFi covers in each of these screens.

See all Software - Infrastructure stocks ranked →

What Else Do Investors Ask About Kindcard, Inc.’s Valuation?

What is Kindcard, Inc.'s intrinsic value in 2026?

CirclFi puts Kindcard, Inc. (KCRD)'s intrinsic value at $0.01 — the median of 2 independent model estimates as of 2026-08-27, ranging from $0.01 to $0.01. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $0.01 on its own. The Quality of Company score is 5.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is KCRD overvalued or undervalued right now?

At $0.03, 0 of 2 active models suggest KCRD may be undervalued, while 2 indicate potential overvaluation. The median of all 2 fair value estimates is $0.01, 76.6% below the current price of $0.03 — a consensus view that KCRD is overvalued. The assessment depends on which methodology best fits Kindcard, Inc.'s business model in Software - Infrastructure.

What does a Quality of Company score of 5.2 mean for KCRD?

Kindcard, Inc.'s QOC of 5.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on KCRD?

CirclFi analyzes KCRD with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 2 of 13 are active for this stock. Read the full methodology →

Is KCRD a value trap in 2026?

Kindcard, Inc.'s Value Trap score is 40/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 2-model valuation engine, Kindcard, Inc. (KCRD) has a median fair value of $0.01 — 76.6% below the current price of $0.03 — as of 2026-08-27.” Source: circlfi.com/stock/KCRD/ · Methodology
Primary sources for this KCRD valuation
  • Financial statements: Kindcard, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001696025) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for KCRD as of ; valuations recomputed .