J. Jill, Inc. (JILL) Fair Value 2026

JILL · Women's, Misses': and Juniors Outerwear · 2026-07-13

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.6 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (14/100)

Quick Summary — As of 2026-07-13, J. Jill, Inc. (JILL) trades at $16.02, approximately 64% below CirclFi’s Bayesian DCF fair value of $44.11. QOC: 8.6/10. Value Trap Risk: 14/100 (SAFE). 12/13 models active.

Key Facts

Ticker: JILL
Price: $16.02
Quality Score: 8.6/10
Value Trap Risk: 14/100
Models Active: 12/13
Last Updated: 2026-07-13

Strength: First Chicago suggests +462.9% upside with 54% confidence

Risk: Limited model coverage (12/13) may reduce confidence

Valuation Matrix

12 Intrinsic Value Models vs. Current Price ($16.02)

Core Models (Unlocked)
Model	Fair Value	Upside
Bayesian DCF High Conviction	$44.11	+175.5%
Earnings Power Value Medium Conviction	$8.50	-46.9%
CUCE Ensemble Low Conviction	$28.71	+79.3%
First Chicago High Conviction	$90.15	+462.9%

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What Is J. Jill, Inc. (JILL) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, J. Jill, Inc.'s intrinsic value is estimated at $28.92, suggesting a +80.6% average upside from the current price of $16.02. While 8 models see room for appreciation, model agreement is not unanimous as 4 models flag potential overvaluation. Model dispersion is worth noting: First Chicago targets $90.15 (+462.9%), versus Sentiment SOTP at $8.02 (-50.0%). This +512.9% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About JILL?

12 of 13 models are currently active for JILL. Of these, 8 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates JILL's intrinsic value at $44.11, implying +175.5% upside from the current price. See which stocks rank higher →

How Does JILL Rank in Women's, Misses': and Juniors Outerwear?

Among 1 Women's, Misses': and Juniors Outerwear stocks, JILL ranks #1 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places JILL in the top tier.

J. Jill, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is JILL a Value Trap?

CirclFi's Value Trap algorithm assigns JILL a score of 14/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for J. Jill, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, J. Jill, Inc.'s fundamental quality profile registers 8.6/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +512.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every JILL valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across JILL's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy J. Jill, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Frequently Asked Questions About J. Jill, Inc.

What is J. Jill, Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, J. Jill, Inc. (JILL) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $44.11. The Quality of Company score is 8.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is JILL overvalued or undervalued right now?

At $16.02, 8 of 12 active models suggest JILL may be undervalued, while 4 indicate potential overvaluation. The assessment depends on which methodology best fits J. Jill, Inc.'s business model in Women's, Misses': and Juniors Outerwear.

What does a Quality of Company score of 8.6 mean for JILL?

J. Jill, Inc.'s QOC of 8.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on JILL?

CirclFi analyzes JILL with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Is JILL a value trap in 2026?

J. Jill, Inc.'s Value Trap score is 14/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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