J and Friends Holdings Limited (JF) Fair Value 2026

JF · Services-Computer Programming, Data Processing, Etc. ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

3.2 /10

32 fundamental signals · 11 models active

Value Trap Risk

LOW (30/100)

Quick Summary — As of 2026-07-15, J and Friends Holdings Limited (JF) trades at $0.98, approximately 374% above CirclFi’s Bayesian DCF fair value of $0.21. QOC: 3.2/10. Value Trap Risk: 30/100 (LOW). 11/13 models active.

Key Facts

Ticker
JF
Price
$0.98
Quality Score
3.2/10
Value Trap Risk
30/100
Models Active
11/13
Last Updated
Strength: First Chicago suggests +5.9% upside with 7% confidence
Risk: Below-average Quality Score of 3.2/10 signals weak fundamentals

Is J and Friends Holdings Limited (JF) Undervalued or Overvalued in 2026?

According to CirclFi’s 11-model valuation engine, J and Friends Holdings Limited (JF) appears overvalued as of : the median of 11 independent fair value estimates is $0.31, 68.9% below the current price of $0.98. Estimates range from $0.03 to $1.27. JF scores 3.2/10 on fundamental quality and 30/100 on value-trap risk.

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy J and Friends Holdings Limited Stock in 2026? →

Valuation Matrix

11 Intrinsic Value Models vs. Current Price ($0.98)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
 $0.21 -78.9%
Earnings Power Value
Low Conviction
 $0.31 -68.9%
CUCE Ensemble
Low Conviction
 $0.47 -52.5%
First Chicago
Low Conviction
 $1.04 +5.9%

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What Is J and Friends Holdings Limited (JF) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, J and Friends Holdings Limited's intrinsic value is estimated at a composite fair value of $0.48. Trading at $0.98, the stock is approaching fair value or slight overvaluation (implied return of -51.1%), as 8 of 11 models suggest limited further upside. The most optimistic model, Sentiment SOTP, places fair value at $1.27 (+28.9%), while Regime Cross — the most conservative — estimates $0.03 (-97.1%). This +126.0% gap reflects genuine analytical uncertainty about J and Friends Holdings Limited's intrinsic worth.

What Do the Models Say About JF?

11 of 13 models are currently active for JF. Of these, 3 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates JF's intrinsic value at $0.21, implying -78.9% downside from the current price. See which stocks rank higher →

How Does JF Rank in Services-Computer Programming, Data Processing, Etc.?

Among 75 Services-Computer Programming, Data Processing, Etc. stocks, JF ranks #66 by Quality of Company score. CirclFi's QOC score of 3.2/10 evaluates 32 fundamental signals. A score of 3.2 signals below-average fundamentals.

See all Most Undervalued Services-Computer Programming, Data Processing, Etc. Stocks →

J and Friends Holdings Limited operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is JF a Value Trap?

CirclFi's Value Trap algorithm assigns JF a score of 30/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

11 of 13 models are active for J and Friends Holdings Limited. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, J and Friends Holdings Limited earns a quality score of 3.2/10. This concerning rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +126.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every JF valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across JF's 11 active models, average confidence is 10%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy J and Friends Holdings Limited Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Services-Computer Programming, Data Processing, Etc. Stocks Should You Also Analyze?

8 related Services-Computer Programming, Data Processing, Etc. stocks with 13-model coverage

GOOGAlphabet Inc.QOC 10.0GOOGLAlphabet Inc.QOC 10.0TTDThe Trade Desk, Inc.QOC 10.0BZKANZHUN LIMITED - American DepoQOC 10.0BIDUBaidu, Inc.QOC 9.8FDSFactSet Research Systems Inc.QOC 9.8HSTMHealthStream, Inc.QOC 9.6EVEREverQuote, Inc.QOC 9.3

Read investment analysis: GOOG · GOOGL · TTD · BZ · BIDU

See all Services-Computer Programming, Data Processing, Etc. stocks ranked →

Frequently Asked Questions About J and Friends Holdings Limited

What is J and Friends Holdings Limited's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, J and Friends Holdings Limited (JF) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $0.21. The Quality of Company score is 3.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is JF overvalued or undervalued right now?

At $0.98, 3 of 11 active models suggest JF may be undervalued, while 8 indicate potential overvaluation. The median of all 11 fair value estimates is $0.31, 68.9% below the current price of $0.98 — a consensus view that JF is overvalued. The assessment depends on which methodology best fits J and Friends Holdings Limited's business model in Services-Computer Programming, Data Processing, Etc..

What does a Quality of Company score of 3.2 mean for JF?

J and Friends Holdings Limited's QOC of 3.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on JF?

CirclFi analyzes JF with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 11 of 13 are active for this stock. Read the full methodology →

Is JF a value trap in 2026?

J and Friends Holdings Limited's Value Trap score is 30/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 11-model valuation engine, J and Friends Holdings Limited (JF) has a median fair value of $0.31 — 68.9% below the current price of $0.98 — as of 2026-07-15.” Source: circlfi.com/stock/JF/ · Methodology

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