Highest Quality Credit Services Stocks 2026

Top quality Credit Services stocks in 2026 ranked by Quality of Company score. Multi-factor analysis across 32 fundamental signals.

46 stocks analyzed Updated 2026-05-29
# Ticker Company QOC Price QOC Score
1 QFIN Qfin Holdings, Inc. 10.0 $15.37 10.0/10
2 SEZL Sezzle Inc. 9.7 $119.00 9.7/10
3 V Visa Inc. 9.5 $324.95 9.5/10
4 FCFS FirstCash Holdings, Inc. 9.5 $223.25 9.5/10
5 PYPL PayPal Holdings, Inc. 9.4 $44.46 9.4/10
6 JFIN Jiayin Group Inc. 9.3 $4.24 9.3/10
7 XYF X Financial 9.3 $4.73 9.3/10
8 FINV FinVolution Group 9.2 $5.19 9.2/10
9 ENVA Enova International, Inc. 9.2 $158.90 9.2/10
10 AXP American Express Company 9.1 $315.12 9.1/10
11 O••• OppFi ••••• •.• $•••.•• ••.•%
12 C••• Consumer ••••• •.• $•••.•• ••.•%
13 M••• Medallion ••••• •.• $•••.•• ••.•%
14 C••• Credit ••••• •.• $•••.•• ••.•%
15 N••• Nelnet, ••••• •.• $•••.•• ••.•%
16 E••• Encore ••••• •.• $•••.•• ••.•%
17 R••• Regional ••••• •.• $•••.•• ••.•%
18 B••• Bread ••••• •.• $•••.•• ••.•%
19 P••• CPI ••••• •.• $•••.•• ••.•%
20 A••• Atlanticus ••••• •.• $•••.•• ••.•%
🔒

Unlock the Full Highest Quality Credit Services Stocks 2026 List

Screen all 46 Credit Services stocks with 13 institutional-grade valuation models. Updated daily from SEC EDGAR filings.

Access Full Screening — From $27/mo →

How CirclFi Ranks Credit Services Stocks

CirclFi analyzes 46 Credit Services stocks daily using 13 independent institutional-grade valuation models. Each model processes SEC EDGAR 10-K and 10-Q financial filings (700+ XBRL tags), FRED macroeconomic data, and GDELT news sentiment.

The highest quality credit services stocks 2026 ranking uses qoc score as the primary sort criterion. Models span intrinsic valuation (Bayesian DCF with 10,000 Monte Carlo simulations, EPV), scenario analysis (First Chicago), regime-switching (Markov DDM), and machine learning (ML-RIV, FTNN Topology).