Most Undervalued Credit Services Stocks 2026

Top undervalued Credit Services stocks in 2026 ranked by Bayesian DCF implied upside. 13-model institutional analysis updated daily.

34 stocks analyzed Updated 2026-05-29
# Ticker Company QOC Price DCF Upside
1 WRLD World Acceptance Corporation 6.3 $161.51 +352.4%
2 OPFI OppFi Inc. 8.9 $8.34 +309.5%
3 CPSS Consumer Portfolio Services, In 8.8 $9.84 +289.2%
4 GDOT Green Dot Corporation 7.8 $12.94 +268.5%
5 ATLC Atlanticus Holdings Corporation 7.9 $84.75 +231.4%
6 JFIN Jiayin Group Inc. 9.3 $4.24 +221.6%
7 ALLY Ally Financial Inc. 7.9 $42.80 +219.9%
8 JCAP Jefferson Capital, Inc. 7.4 $17.15 +219.5%
9 CACC Credit Acceptance Corporation 8.4 $560.41 +204.3%
10 HTT High Templar Tech Limited 7.3 $3.00 +200.6%
11 P••• CPI ••••• •.• $•••.•• ••.•%
12 B••• Bread ••••• •.• $•••.•• ••.•%
13 L••• Open ••••• •.• $•••.•• ••.•%
14 P••• PayPal ••••• •.• $•••.•• ••.•%
15 M••• Medallion ••••• •.• $•••.•• ••.•%
16 F••• FinVolution ••••• •.• $•••.•• ••.•%
17 N••• Nelnet, ••••• •.• $•••.•• ••.•%
18 C••• Capital ••••• •.• $•••.•• ••.•%
19 A••• American ••••• •.• $•••.•• ••.•%
20 O••• OneMain ••••• •.• $•••.•• ••.•%
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How CirclFi Ranks Credit Services Stocks

CirclFi analyzes 34 Credit Services stocks daily using 13 independent institutional-grade valuation models. Each model processes SEC EDGAR 10-K and 10-Q financial filings (700+ XBRL tags), FRED macroeconomic data, and GDELT news sentiment.

The most undervalued credit services stocks 2026 ranking uses dcf upside as the primary sort criterion. Models span intrinsic valuation (Bayesian DCF with 10,000 Monte Carlo simulations, EPV), scenario analysis (First Chicago), regime-switching (Markov DDM), and machine learning (ML-RIV, FTNN Topology).