What Is Navient Corporation (NAVI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Navient Corporation is potentially undervalued at its current price of $8.43. Based on our 13-model framework, Navient Corporation's intrinsic value is estimated at a composite fair value of $28.66 — representing +240.0% implied upside — with 5 out of 5 active models confirming this thesis. Model dispersion is worth noting: CUCE targets $39.39 (+367.3%), versus FTNN at $20.53 (+143.5%). This +223.7% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About NAVI?
5 of 13 models are currently active for NAVI. All 5 active models suggest the stock trades below fair value. See which stocks rank higher →
How Does NAVI Rank in Security Brokers, Dealers & Flotation Companies?
Among 33 Security Brokers, Dealers & Flotation Companies stocks, NAVI ranks #25 by Quality of Company score. CirclFi's QOC score of 6.1/10 evaluates 32 fundamental signals. A score of 6.1 indicates above-average quality.
See all Most Undervalued Security Brokers, Dealers & Flotation Companies Stocks →
Navient Corporation operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is NAVI a Value Trap?
CirclFi's Value Trap algorithm assigns NAVI a score of 23/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
5 of 13 models are active for Navient Corporation. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Navient Corporation scores 6.1 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +223.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every NAVI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across NAVI's 5 active models, average confidence is 33%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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