What Is Western Union Company (The) (WU) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Western Union Company (The)'s intrinsic value is estimated at a composite fair value of $10.29. While the stock appears modestly undervalued at $7.87 (implied upside of +30.8%), our analysis suggests a thinner margin of safety across 8 of 13 bullish models. Notably, ML-RIV sees the most upside at +163.1% (fair value: $20.69), while Sentiment SOTP is the most conservative at -89.4% ($0.83). The spread between these extremes — +252.5% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About WU?
13 of 13 models are currently active for WU. Of these, 9 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates WU's intrinsic value at $6.11, implying -22.3% downside from the current price. See which stocks rank higher →
How Does WU Rank in Services-Business Services, NEC?
Among 94 Services-Business Services, NEC stocks, WU ranks #72 by Quality of Company score. CirclFi's QOC score of 5.4/10 evaluates 32 fundamental signals. A score of 5.4 reflects mixed fundamentals.
See all Most Undervalued Services-Business Services, NEC Stocks →
Western Union Company (The) operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is WU a Value Trap?
CirclFi's Value Trap algorithm assigns WU a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
13 of 13 models are active for Western Union Company (The). Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Western Union Company (The) scores 5.4 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +252.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every WU valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across WU's 13 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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