What Is Medallion Financial Corp. (MFIN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Medallion Financial Corp.'s intrinsic value is estimated at a composite fair value of $17.94. While the stock appears modestly undervalued at $9.98 (implied upside of +79.8%), our analysis suggests a thinner margin of safety across 4 of 7 bullish models. Notably, CUCE sees the most upside at +406.9% (fair value: $50.59), while EPV is the most conservative at -47.3% ($5.25). The spread between these extremes — +454.3% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About MFIN?
7 of 13 models are currently active for MFIN. Of these, 4 models suggest upside while 3 models suggest overvaluation. See which stocks rank higher →
How Does MFIN Rank in Finance Services?
Among 118 Finance Services stocks, MFIN ranks #13 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places MFIN in the top tier.
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Medallion Financial Corp. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is MFIN a Value Trap?
CirclFi's Value Trap algorithm assigns MFIN a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
7 of 13 models are active for Medallion Financial Corp.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Medallion Financial Corp. scores 8.6 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +454.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every MFIN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across MFIN's 7 active models, average confidence is 36%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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