International Money Express, In (IMXI) Fair Value 2026

IMXI · Services-Business Services, NEC ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.2 /10

32 fundamental signals · 13 models active

Value Trap Risk

SAFE (6/100)

Quick Summary — As of 2026-07-13, International Money Express, In (IMXI) trades at $14.00, approximately 51% above CirclFi’s Bayesian DCF fair value of $9.27. QOC: 9.2/10. Value Trap Risk: 6/100 (SAFE). 13/13 models active.

Key Facts

Ticker
IMXI
Price
$14.00
Quality Score
9.2/10
Value Trap Risk
6/100
Models Active
13/13
Last Updated
Strength: Earnings Power Value suggests +28.1% upside with 71% confidence
Risk: Limited model coverage (13/13) may reduce confidence

Valuation Matrix

13 Intrinsic Value Models vs. Current Price ($14.00)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
High Conviction
$9.27 -33.8%
Earnings Power Value
High Conviction
$17.93 +28.1%
CUCE Ensemble
Low Conviction
$11.65 -16.8%
First Chicago
High Conviction
$15.01 +7.2%

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What Is International Money Express, In (IMXI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, International Money Express, In presents a highly debated valuation profile at its current price of $14.00. The composite intrinsic value is estimated at $13.76 (-1.7% average upside), masking a wide model spread between the 5 bullish models and 7 bearish models. Model dispersion is worth noting: Markov DDM targets $45.97 (+228.4%), versus ML-RIV at $4.05 (-71.1%). This +299.5% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, EPV lean bullish — adding weight to the bullish side of the thesis.

What Do the Models Say About IMXI?

13 of 13 models are currently active for IMXI. Of these, 5 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates IMXI's intrinsic value at $9.27, implying -33.8% downside from the current price. See which stocks rank higher →

How Does IMXI Rank in Services-Business Services, NEC?

Among 94 Services-Business Services, NEC stocks, IMXI ranks #15 by Quality of Company score. CirclFi's QOC score of 9.2/10 evaluates 32 fundamental signals. A score of 9.2 places IMXI in the top tier.

See all Most Undervalued Services-Business Services, NEC Stocks →

International Money Express, In operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is IMXI a Value Trap?

CirclFi's Value Trap algorithm assigns IMXI a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

13 of 13 models are active for International Money Express, In. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, International Money Express, In is rated at 9.2/10. This elite-tier score ranks among the highest-quality businesses in our coverage universe.

The gap between the most bullish and bearish model spans +299.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every IMXI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across IMXI's 13 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy International Money Express, In Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Services-Business Services, NEC Stocks Should You Also Analyze?

8 related Services-Business Services, NEC stocks with 13-model coverage

Read investment analysis: CART · EXLS · FICO · PDD · TCOM

See all Services-Business Services, NEC stocks ranked →

Frequently Asked Questions About International Money Express, In

What is International Money Express, In's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, International Money Express, In (IMXI) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $9.27. The Quality of Company score is 9.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is IMXI overvalued or undervalued right now?

At $14.00, 5 of 13 active models suggest IMXI may be undervalued, while 8 indicate potential overvaluation. The assessment depends on which methodology best fits International Money Express, In's business model in Services-Business Services, NEC.

What does a Quality of Company score of 9.2 mean for IMXI?

International Money Express, In's QOC of 9.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on IMXI?

CirclFi analyzes IMXI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 13 of 13 are active for this stock. Read the full methodology →

Is IMXI a value trap in 2026?

International Money Express, In's Value Trap score is 6/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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