SunCar Technology Group Inc. (SDA) Fair Value 2026

SDA · Auto & Truck Dealerships ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.9 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-28, SunCar Technology Group Inc. (SDA) trades at $0.69. QOC: 2.9/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker
SDA
Price
$0.69
Quality Score
2.9/10
Value Trap Risk
0/100
Models Active
1/13
Last Updated
Strength: Regime Cross-Sectional suggests +325.6% upside with 28% confidence
Risk: Below-average Quality Score of 2.9/10 signals weak fundamentals

What Fair Value Does Each Model Give SDA?

1 Intrinsic Value Models vs. Current Price ($0.69)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Medium Conviction
 $2.94 +325.6%

All Models Active

All 1 models are displayed above.

What Is SunCar Technology Group Inc. (SDA) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for SunCar Technology Group Inc.. Trading at $0.69 against an estimated intrinsic value of $2.94, 1 of 1 active models flag meaningful upside of +325.6% at the median.

What Do the Models Say About SDA?

1 of 13 models are currently active for SDA. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does SDA Rank in Auto & Truck Dealerships?

Among 24 Auto & Truck Dealerships stocks, SDA ranks #22 by Quality of Company score. CirclFi's QOC score of 2.9/10 evaluates 32 fundamental signals. A score of 2.9 signals below-average fundamentals.

The Auto & Truck Dealerships sector introduces analytical considerations specific to automotive businesses. For SunCar Technology Group Inc., metrics like fleet electrification pace provide important context that general-purpose valuation models may underweight.

Is SDA a Value Trap?

CirclFi's Value Trap algorithm assigns SDA a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for SunCar Technology Group Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, SunCar Technology Group Inc. earns a quality score of 2.9/10. This concerning rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every SDA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across SDA's 1 active models, average confidence is 28%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy SunCar Technology Group Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Auto & Truck Dealerships Stocks Should You Also Analyze?

10 related Auto & Truck Dealerships stocks with 13-model coverage

KXINKaixin HoldingsQOC 4.2AZIAutozi Internet Technology (Global) Ltd.QOC 2.3RDNWRideNow Group, Inc.QOC 5.7JZXNJiuzi Holdings, Inc.QOC 1.6CWHCamping World Holdings, Inc.QOC 5.8CARGCarGurus, Inc.QOC 9.5PAGPenske Automotive Group, Inc.QOC 8.1VVVValvoline Inc.QOC 7.8ACVAACV Auctions Inc.QOC 6.3OPLNOPENLANE, Inc.QOC 9.1

Read investment analysis: KXIN · AZI · RDNW · JZXN · CWH · CARG · PAG · VVV · ACVA · OPLN

Which Other Stocks Have a Similar Quality Score to SDA?

7 companies across all industries closest to SDA’s Quality of Company score of 2.9/10.

HXHXHaoxin Holdings LimitedQOC 2.9AIXIXiao-I CorporationQOC 2.9LUDLuda Technology Group LimitedQOC 2.9PERIPerion Network Ltd.QOC 2.9NWPGNewport Gold, Inc.QOC 2.9GILGildan Activewear Inc.QOC 2.9NVDANVIDIA CorporationQOC 10.0

Read investment analysis: HXHX · AIXI · LUD · PERI · NWPG · GIL · NVDA

What Else Do Investors Ask About SunCar Technology Group Inc.’s Valuation?

What is SunCar Technology Group Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for SunCar Technology Group Inc. (SDA). The Quality of Company score is 2.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is SDA overvalued or undervalued right now?

At $0.69, 1 of 1 active models suggest SDA may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits SunCar Technology Group Inc.'s business model in Auto & Truck Dealerships.

What does a Quality of Company score of 2.9 mean for SDA?

SunCar Technology Group Inc.'s QOC of 2.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on SDA?

CirclFi analyzes SDA with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is SDA a value trap in 2026?

SunCar Technology Group Inc.'s Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns SunCar Technology Group Inc. (SDA) a Quality of Company score of 2.9/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/SDA/ · Methodology
Primary sources for this SDA valuation
  • Financial statements: SunCar Technology Group Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001936804) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for SDA as of ; valuations recomputed .