RedCloud Holdings plc (RCT) Fair Value 2026

RCT · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.5 /10

32 fundamental signals · 1 models active

Value Trap Risk

WARN (40/100)

Quick Summary — As of 2026-10-07, RedCloud Holdings plc (RCT) trades at $0.13. QOC: 2.5/10. Value Trap Risk: 40/100 (WARN). 1/13 models active.

Key Facts

Ticker
RCT
Price
$0.13
Quality Score
2.5/10
Value Trap Risk
40/100
Models Active
1/13
Last Updated
Strength: PWERM suggests +12.1% upside with 9% confidence
Risk: Value Trap score of 40 suggests caution despite apparent undervaluation

What Fair Value Does Each Model Give RCT?

1 Intrinsic Value Models vs. Current Price ($0.13)

Core Models (Unlocked)
Model Fair Value Upside
Option-Based · Low Conviction
 $0.14 +12.1%

All Models Active

All 1 models are displayed above.

What Is RedCloud Holdings plc (RCT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, RedCloud Holdings plc is potentially undervalued at its current price of $0.13. Based on our 13-model framework, RedCloud Holdings plc's intrinsic value is estimated at a median fair value of $0.14 — representing +12.1% implied upside — with 1 out of 1 active models confirming this thesis.

What Do the Models Say About RCT?

1 of 13 models are currently active for RCT. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does RCT Rank in Software - Application?

Among 261 Software - Application stocks, RCT ranks #259 by Quality of Company score. CirclFi's QOC score of 2.5/10 evaluates 32 fundamental signals. A score of 2.5 signals below-average fundamentals.

See all Most Undervalued Software - Application Stocks →

Within the Software - Application space, RedCloud Holdings plc competes in an environment where customer acquisition cost (CAC) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is RCT a Value Trap?

CirclFi's Value Trap algorithm assigns RCT a score of 40/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for RedCloud Holdings plc. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, RedCloud Holdings plc's fundamental quality profile registers 2.5/10. This concerning score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every RCT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across RCT's 1 active models, average confidence is 9%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy RedCloud Holdings plc Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

10 related Software - Application stocks with 13-model coverage

LSPDLightspeed Commerce Inc.QOC 2.5BIYABaiya International Group Inc.QOC 2.3WCTWellchange Holdings Company LimitedQOC 2.6AZA2Z Cust2Mate Solutions Corp.QOC 1.9NTCLNetClass Technology IncQOC 2.6ADSKAutodesk, Inc.QOC 9.9OOMAOoma, Inc.QOC 8.2LTCHLatch, Inc.QOC 6.7FTFTFuture FinTech Group Inc.QOC 5.1PTCPTC Inc.QOC 9.8

Read investment analysis: LSPD · BIYA · WCT · AZ · NTCL · ADSK · OOMA · LTCH · FTFT · PTC

Which Other Stocks Have a Similar Quality Score to RCT?

7 companies across all industries closest to RCT’s Quality of Company score of 2.5/10.

AMBRAmber International Holding LimitedQOC 2.5JWELJowell Global Ltd.QOC 2.5HKITBiddance AI Systems, Inc.QOC 2.5LGOLargo Inc.QOC 2.5ABTSAbits Group Inc.QOC 2.5ELVAElectrovaya Inc.QOC 2.5NVDANVIDIA CorporationQOC 10.0

Read investment analysis: AMBR · JWEL · HKIT · LGO · ABTS · ELVA · NVDA

Where Does RCT Sit in CirclFi's Software - Application Rankings?

RCT is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About RedCloud Holdings plc’s Valuation?

What is RedCloud Holdings plc's intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for RedCloud Holdings plc (RCT). The Quality of Company score is 2.5/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is RCT overvalued or undervalued right now?

At $0.13, 1 of 1 active models suggest RCT may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits RedCloud Holdings plc's business model in Software - Application.

What does a Quality of Company score of 2.5 mean for RCT?

RedCloud Holdings plc's QOC of 2.5/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on RCT?

CirclFi analyzes RCT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is RCT a value trap in 2026?

RedCloud Holdings plc's Value Trap score is 40/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns RedCloud Holdings plc (RCT) a Quality of Company score of 2.5/10 across 32 fundamental signals as of 2026-10-07.” Source: circlfi.com/stock/RCT/ · Methodology
Primary sources for this RCT valuation
  • Financial statements: RedCloud Holdings plc 10-K and 10-Q filings on SEC EDGAR (CIK 0002027360) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for RCT as of ; valuations recomputed .