MIND C.T.I. Ltd (MNDO) Fair Value 2026

MNDO · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.9 /10

32 fundamental signals · 2 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-28, MIND C.T.I. Ltd (MNDO) trades at $1.03, versus a $0.96 median fair value across its 2 active models — 6.6% below the current price. QOC: 2.9/10. Value Trap Risk: 0/100 (SAFE). 2/13 models active.

Key Facts

Ticker
MNDO
Price
$1.03
Quality Score
2.9/10
Value Trap Risk
0/100
Models Active
2/13
Last Updated
Strength: 2 independent models provide multi-angle coverage
Risk: Below-average Quality Score of 2.9/10 signals weak fundamentals

Is MIND C.T.I. Ltd (MNDO) Undervalued or Overvalued in 2026?

According to CirclFi’s 2-model valuation engine, MIND C.T.I. Ltd (MNDO) appears fairly valued as of : the median of 2 independent fair value estimates is $0.96, within 6.6% of the current price of $1.03. Estimates range from $0.94 to $0.99. MNDO scores 2.9/10 on fundamental quality and 0/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. MNDO’s -6.6% gap is narrower than that market norm, and the Software - Application sector median is -25.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy MIND C.T.I. Ltd Stock in 2026? →

What Fair Value Does Each Model Give MNDO?

2 Intrinsic Value Models vs. Current Price ($1.03)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · Medium Conviction
 $0.99 -3.9%
Relative · Medium Conviction
 $0.94 -9.2%

All Models Active

All 2 models are displayed above.

What Is MIND C.T.I. Ltd (MNDO) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, MIND C.T.I. Ltd presents a highly debated valuation profile at its current price of $1.03. The median intrinsic value is estimated at $0.96 (-6.6% median upside), masking a wide model spread between the 0 bullish models and 1 bearish models.

What Do the Models Say About MNDO?

2 of 13 models are currently active for MNDO. All 2 active models suggest the stock trades above fair value. Taken together, their median fair value for MNDO is $0.96 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does MNDO Rank in Software - Application?

Among 263 Software - Application stocks, MNDO ranks #249 by Quality of Company score. CirclFi's QOC score of 2.9/10 evaluates 32 fundamental signals. A score of 2.9 signals below-average fundamentals.

See all Most Undervalued Software - Application Stocks →

MIND C.T.I. Ltd's positioning within the Software - Application segment means that gross margin profile plays an outsized role in fundamental analysis. The sector's unique characteristics — including pricing power — shape both the opportunity set and risk profile.

Is MNDO a Value Trap?

CirclFi's Value Trap algorithm assigns MNDO a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

2 of 13 models are active for MIND C.T.I. Ltd. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, MIND C.T.I. Ltd earns a quality score of 2.9/10. This concerning rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

Models cluster within a tight range (+5.3% spread), increasing conviction. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every MNDO valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across MNDO's 2 active models, average confidence is 29%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy MIND C.T.I. Ltd Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

NICENICE Ltd.QOC 2.9AIXIXiao-I CorporationQOC 2.9ZICXZicix CorporationQOC 2.9YAASYouxin Technology LtdQOC 2.9DSGXThe Descartes Systems Group Inc.QOC 3.2ILXPInternational Luxury Products IncQOC 2.9RSSSResearch Solutions, Inc.QOC 8.5UUnity Software Inc.QOC 7.0ONEIOneMeta Inc.QOC 5.4ADSKAutodesk, Inc.QOC 9.9PTCPTC Inc.QOC 9.8

Read investment analysis: NICE · AIXI · ZICX · YAAS · DSGX · ILXP · RSSS · U · ONEI · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to MNDO?

7 companies across all industries closest to MNDO’s Quality of Company score of 2.9/10.

WTFWaton Financial LimitedQOC 2.9PNPN Smart Energy LimitedQOC 2.9ARGXargenx SEQOC 2.9NWPGNewport Gold, Inc.QOC 2.9AGIAlamos Gold Inc.QOC 2.9LUDLuda Technology Group LimitedQOC 2.9NVDANVIDIA CorporationQOC 10.0

Read investment analysis: WTF · PN · ARGX · NWPG · AGI · LUD · NVDA

Where Does MNDO Sit in CirclFi's Software - Application Rankings?

MNDO is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About MIND C.T.I. Ltd’s Valuation?

What is MIND C.T.I. Ltd's intrinsic value in 2026?

CirclFi puts MIND C.T.I. Ltd (MNDO)'s intrinsic value at $0.96 — the median of 2 independent model estimates as of 2026-08-28, ranging from $0.94 to $0.99. The Quality of Company score is 2.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is MNDO overvalued or undervalued right now?

At $1.03, 0 of 2 active models suggest MNDO may be undervalued, while 2 indicate potential overvaluation. The median of all 2 fair value estimates is $0.96, within 6.6% of the current price of $1.03 — a consensus view that MNDO is fairly valued. The assessment depends on which methodology best fits MIND C.T.I. Ltd's business model in Software - Application.

What does a Quality of Company score of 2.9 mean for MNDO?

MIND C.T.I. Ltd's QOC of 2.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on MNDO?

CirclFi analyzes MNDO with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 2 of 13 are active for this stock. Read the full methodology →

Is MNDO a value trap in 2026?

MIND C.T.I. Ltd's Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 2-model valuation engine, MIND C.T.I. Ltd (MNDO) has a median fair value of $0.96 — within 6.6% of the current price of $1.03 — as of 2026-08-28.” Source: circlfi.com/stock/MNDO/ · Methodology
Primary sources for this MNDO valuation
  • Financial statements: MIND C.T.I. Ltd 10-K and 10-Q filings on SEC EDGAR (CIK 0001119083) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for MNDO as of ; valuations recomputed .