What Is Jack Henry & Associates, Inc. (JKHY) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Jack Henry & Associates, Inc.'s intrinsic value is estimated at $94.91. Trading at its current price of $150.73, the valuation engine raises significant caution: 12 of 13 models flag downside risk, projecting an average implied return of -37.0%. Notably, ML-RIV sees the most upside at +15.4% (fair value: $174.01), while Dynamic NAV is the most conservative at -92.3% ($11.64). The spread between these extremes — +107.7% — reveals how different analytical frameworks can reach starkly different conclusions. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.
What Do the Models Say About JKHY?
13 of 13 models are currently active for JKHY. Of these, 1 model suggests upside while 12 models suggest overvaluation. The Bayesian DCF estimates JKHY's intrinsic value at $131.93, implying -12.5% downside from the current price. See which stocks rank higher →
How Does JKHY Rank in Services-Computer Integrated Systems Design?
Among 44 Services-Computer Integrated Systems Design stocks, JKHY ranks #2 by Quality of Company score. CirclFi's QOC score of 9.8/10 evaluates 32 fundamental signals. A score of 9.8 places JKHY in the top tier.
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Jack Henry & Associates, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is JKHY a Value Trap?
CirclFi's Value Trap algorithm assigns JKHY a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
13 of 13 models are active for Jack Henry & Associates, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Jack Henry & Associates, Inc. scores 9.8 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +107.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every JKHY valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across JKHY's 13 active models, average confidence is 53%. Moderate confidence indicates reasonable fit.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →