What Is First Horizon Corporation (FHN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, First Horizon Corporation's intrinsic value is estimated at a composite fair value of $30.65. Trading at $25.83, the stock is approaching fair value or slight overvaluation (implied return of +18.7%), as 7 of 12 models suggest limited further upside. Notably, ML-RIV sees the most upside at +147.6% (fair value: $63.97), while EROIC is the most conservative at -56.2% ($11.31). The spread between these extremes — +203.9% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FHN?
12 of 13 models are currently active for FHN. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates FHN's intrinsic value at $48.67, implying +88.4% upside from the current price. See which stocks rank higher →
How Does FHN Rank in National Commercial Banks?
Among 90 National Commercial Banks stocks, FHN ranks #21 by Quality of Company score. CirclFi's QOC score of 8.5/10 evaluates 32 fundamental signals. A score of 8.5 places FHN in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
The National Commercial Banks sector introduces analytical considerations specific to financial institution businesses. For First Horizon Corporation, metrics like return on tangible equity provide important context that general-purpose valuation models may underweight.
Is FHN a Value Trap?
CirclFi's Value Trap algorithm assigns FHN a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for First Horizon Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, First Horizon Corporation earns a quality score of 8.5/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +203.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FHN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FHN's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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