Coastal Carolina Bancshares, Inc. (CCNB) Fair Value 2026

CCNB · Banks - Regional ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.7 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-27, Coastal Carolina Bancshares, Inc. (CCNB) trades at $17.04. QOC: 4.7/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker
CCNB
Price
$17.04
Quality Score
4.7/10
Value Trap Risk
0/100
Models Active
1/13
Last Updated
Strength: Regime Cross-Sectional suggests +3.7% upside with 11% confidence
Risk: Below-average Quality Score of 4.7/10 signals weak fundamentals

What Fair Value Does Each Model Give CCNB?

1 Intrinsic Value Models vs. Current Price ($17.04)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Low Conviction
 $17.66 +3.7%

All Models Active

All 1 models are displayed above.

What Is Coastal Carolina Bancshares, Inc. (CCNB) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Coastal Carolina Bancshares, Inc. presents a highly debated valuation profile at its current price of $17.04. The median intrinsic value is estimated at $17.66 (+3.7% median upside), masking a wide model spread between the 0 bullish models and 0 bearish models.

What Do the Models Say About CCNB?

1 of 13 models are currently active for CCNB. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does CCNB Rank in Banks - Regional?

Among 349 Banks - Regional stocks, CCNB ranks #344 by Quality of Company score. CirclFi's QOC score of 4.7/10 evaluates 32 fundamental signals. A score of 4.7 reflects mixed fundamentals.

See all Most Undervalued Banks - Regional Stocks →

Coastal Carolina Bancshares, Inc.'s positioning within the Banks - Regional segment means that loan loss provisions plays an outsized role in fundamental analysis. The sector's unique characteristics — including interest rate environment — shape both the opportunity set and risk profile.

Is CCNB a Value Trap?

CirclFi's Value Trap algorithm assigns CCNB a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Coastal Carolina Bancshares, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Coastal Carolina Bancshares, Inc. earns a quality score of 4.7/10. This mixed rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CCNB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CCNB's 1 active models, average confidence is 11%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Coastal Carolina Bancshares, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Regional Stocks Should You Also Analyze?

11 related Banks - Regional stocks with 13-model coverage

EWSBEWSB Bancorp, Inc.QOC 4.8CPKFChesapeake Financial Shares, Inc.QOC 4.7FOTBFirst Ottawa Bancshares, Inc.QOC 4.8IBNICICI Bank LimitedQOC 4.7URSBURSB Bancorp, Inc.QOC 5.0UNIBUniversity Bancorp, Inc.QOC 4.6FUNCFirst United CorporationQOC 8.4GABCGerman American Bancorp, Inc.QOC 8.0FHNFirst Horizon CorporationQOC 7.5ESQEsquire Financial Holdings, Inc.QOC 9.1PEBOPeoples Bancorp Inc.QOC 9.1

Read investment analysis: EWSB · CPKF · FOTB · IBN · URSB · UNIB · FUNC · GABC · FHN · ESQ · PEBO

Which Other Stocks Have a Similar Quality Score to CCNB?

7 companies across all industries closest to CCNB’s Quality of Company score of 4.7/10.

MISTMilestone Pharmaceuticals Inc.QOC 4.7EWTXEdgewise Therapeutics, Inc.QOC 4.7MOLNMolecular Partners AGQOC 4.7HCWCHealthy Choice Wellness Corp.QOC 4.7LRMRLarimar Therapeutics, Inc.QOC 4.7AIXNAiXin Life International, Inc.QOC 4.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: MIST · EWTX · MOLN · HCWC · LRMR · AIXN · NVDA

Where Does CCNB Sit in CirclFi's Banks - Regional Rankings?

CCNB is ranked against every other Banks - Regional stock CirclFi covers in each of these screens.

See all Banks - Regional stocks ranked →

What Else Do Investors Ask About Coastal Carolina Bancshares, Inc.’s Valuation?

What is Coastal Carolina Bancshares, Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Coastal Carolina Bancshares, Inc. (CCNB). The Quality of Company score is 4.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CCNB overvalued or undervalued right now?

At $17.04, 1 of 1 active models suggest CCNB may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits Coastal Carolina Bancshares, Inc.'s business model in Banks - Regional.

What does a Quality of Company score of 4.7 mean for CCNB?

Coastal Carolina Bancshares, Inc.'s QOC of 4.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on CCNB?

CirclFi analyzes CCNB with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is CCNB a value trap in 2026?

Coastal Carolina Bancshares, Inc.'s Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Coastal Carolina Bancshares, Inc. (CCNB) a Quality of Company score of 4.7/10 across 32 fundamental signals as of 2026-08-27.” Source: circlfi.com/stock/CCNB/ · Methodology
Primary sources for this CCNB valuation
  • Financial statements: Coastal Carolina Bancshares, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001437213) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CCNB as of ; valuations recomputed .