What Is SHF Holdings, Inc. (SHFS) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, SHF Holdings, Inc.'s intrinsic value is estimated at $0.45, suggesting a +112.0% average upside from the current price of $0.21. While 2 models see room for appreciation, model agreement is not unanimous as 1 model flags potential overvaluation. Model dispersion is worth noting: ML-RIV targets $1.00 (+375.1%), versus Regime Cross at $0.01 (-95.2%). This +470.3% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About SHFS?
3 of 13 models are currently active for SHFS. Of these, 2 models suggest upside while 1 model suggests overvaluation. See which stocks rank higher →
How Does SHFS Rank in Finance Services?
Among 114 Finance Services stocks, SHFS ranks #92 by Quality of Company score. CirclFi's QOC score of 4.3/10 evaluates 32 fundamental signals. A score of 4.3 reflects mixed fundamentals.
See all Most Undervalued Finance Services Stocks →
SHF Holdings, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is SHFS a Value Trap?
CirclFi's Value Trap algorithm assigns SHFS a score of 36/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
3 of 13 models are active for SHF Holdings, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, SHF Holdings, Inc. scores 4.3 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +470.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every SHFS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across SHFS's 3 active models, average confidence is 29%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →