WSFS Financial Corporation (WSFS) Fair Value 2026

WSFS · National Commercial Banks ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.6 /10

32 fundamental signals · 13 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-07-13, WSFS Financial Corporation (WSFS) trades at $77.79, approximately 65% above CirclFi’s Bayesian DCF fair value of $47.19. QOC: 4.6/10. Value Trap Risk: 12/100 (SAFE). 13/13 models active.

Key Facts

Ticker
WSFS
Price
$77.79
Quality Score
4.6/10
Value Trap Risk
12/100
Models Active
13/13
Last Updated
Strength: First Chicago suggests +47.1% upside with 44% confidence
Risk: Below-average Quality Score of 4.6/10 signals weak fundamentals

Valuation Matrix

13 Intrinsic Value Models vs. Current Price ($77.79)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
$47.19 -39.3%
Earnings Power Value
High Conviction
$93.38 +20.0%
CUCE Ensemble
Low Conviction
$78.95 +1.5%
First Chicago
Medium Conviction
$114.42 +47.1%

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What Is WSFS Financial Corporation (WSFS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, WSFS Financial Corporation presents a highly debated valuation profile at its current price of $77.79. The composite intrinsic value is estimated at $89.27 (+14.8% average upside), masking a wide model spread between the 6 bullish models and 4 bearish models. Model dispersion is worth noting: ML-RIV targets $187.55 (+141.1%), versus Markov DDM at $11.01 (-85.8%). This +227.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About WSFS?

13 of 13 models are currently active for WSFS. Of these, 7 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates WSFS's intrinsic value at $47.19, implying -39.3% downside from the current price. See which stocks rank higher →

How Does WSFS Rank in National Commercial Banks?

Among 90 National Commercial Banks stocks, WSFS ranks #80 by Quality of Company score. CirclFi's QOC score of 4.6/10 evaluates 32 fundamental signals. A score of 4.6 reflects mixed fundamentals.

See all Most Undervalued National Commercial Banks Stocks →

Within the National Commercial Banks space, WSFS Financial Corporation competes in an environment where deposit growth often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is WSFS a Value Trap?

CirclFi's Value Trap algorithm assigns WSFS a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

13 of 13 models are active for WSFS Financial Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, WSFS Financial Corporation is rated at 4.6/10. This moderate-tier score shows mixed signals across our quality framework with notable weaknesses.

The gap between the most bullish and bearish model spans +227.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every WSFS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across WSFS's 13 active models, average confidence is 36%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy WSFS Financial Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar National Commercial Banks Stocks Should You Also Analyze?

8 related National Commercial Banks stocks with 13-model coverage

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Frequently Asked Questions About WSFS Financial Corporation

What is WSFS Financial Corporation's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, WSFS Financial Corporation (WSFS) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $47.19. The Quality of Company score is 4.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is WSFS overvalued or undervalued right now?

At $77.79, 7 of 13 active models suggest WSFS may be undervalued, while 6 indicate potential overvaluation. The assessment depends on which methodology best fits WSFS Financial Corporation's business model in National Commercial Banks.

What does a Quality of Company score of 4.6 mean for WSFS?

WSFS Financial Corporation's QOC of 4.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on WSFS?

CirclFi analyzes WSFS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 13 of 13 are active for this stock. Read the full methodology →

Is WSFS a value trap in 2026?

WSFS Financial Corporation's Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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