Western Asset Intermediate Muni (SBI) Fair Value 2026

SBI · — ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.0 /10

32 fundamental signals · 10 models active

Value Trap Risk

(—/100)

Quick Summary — As of 2026-07-17, Western Asset Intermediate Muni (SBI) trades at $7.80, approximately 275% above CirclFi’s Bayesian DCF fair value of $2.08. QOC: 2.0/10. 10/13 models active.

Key Facts

Ticker
SBI
Price
$7.80
Quality Score
2.0/10
Value Trap Risk
—/100
Models Active
10/13
Last Updated
Strength: First Chicago suggests +21.6% upside with 2% confidence
Risk: Below-average Quality Score of 2.0/10 signals weak fundamentals

Is Western Asset Intermediate Muni (SBI) Undervalued or Overvalued in 2026?

According to CirclFi’s 10-model valuation engine, Western Asset Intermediate Muni (SBI) appears overvalued as of : the median of 10 independent fair value estimates is $5.58, 28.4% below the current price of $7.80. Estimates range from $1.01 to $12.31. SBI scores 2.0/10 on fundamental quality and —/100 on value-trap risk.

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Western Asset Intermediate Muni Stock in 2026? →

Valuation Matrix

10 Intrinsic Value Models vs. Current Price ($7.80)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
$2.08 -73.4%
CUCE Ensemble
Low Conviction
$6.17 -20.9%
First Chicago
Low Conviction
$9.49 +21.6%
RCMH-DCF
Low Conviction
$1.01 -87.1%

Unlock the Full Matrix

Access 6 additional models including ML-RIV, Dynamic NAV, and more.

$1.30 / day

Billed monthly ($39/mo) or annually ($299/yr)

Unlock All 10 Models →

Cancel anytime · No contracts · Instant access

What Is Western Asset Intermediate Muni (SBI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Western Asset Intermediate Muni's intrinsic value is estimated at a composite fair value of $5.84. Trading at $7.80, the stock is approaching fair value or slight overvaluation (implied return of -25.2%), as 6 of 10 models suggest limited further upside. The most optimistic model, ML-RIV, places fair value at $12.31 (+57.8%), while RCMH-DCF — the most conservative — estimates $1.01 (-87.1%). This +144.9% gap reflects genuine analytical uncertainty about Western Asset Intermediate Muni's intrinsic worth.

What Do the Models Say About SBI?

10 of 13 models are currently active for SBI. Of these, 3 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates SBI's intrinsic value at $2.08, implying -73.4% downside from the current price. See which stocks rank higher →

How Does SBI Rank in —?

SBI operates in the — sector. CirclFi's QOC score of 2.0/10 evaluates 32 fundamental signals. A score of 2.0 signals below-average fundamentals.

Western Asset Intermediate Muni operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is SBI a Value Trap?

The Value Trap algorithm is not active for SBI. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Western Asset Intermediate Muni. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Western Asset Intermediate Muni scores 2.0 out of 10 on our 32-signal quality assessment, a weak rating that exhibits fundamental weaknesses that warrant careful scrutiny. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +144.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every SBI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across SBI's 10 active models, average confidence is 3%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Western Asset Intermediate Muni Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar — Stocks Should You Also Analyze?

8 related — stocks with 13-model coverage

Read investment analysis: PSEC · SCM · FDUS · HTGC · GLAD

Frequently Asked Questions About Western Asset Intermediate Muni

What is Western Asset Intermediate Muni's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Western Asset Intermediate Muni (SBI) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $2.08. The Quality of Company score is 2.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is SBI overvalued or undervalued right now?

At $7.80, 3 of 10 active models suggest SBI may be undervalued, while 7 indicate potential overvaluation. The median of all 10 fair value estimates is $5.58, 28.4% below the current price of $7.80 — a consensus view that SBI is overvalued. The assessment depends on which methodology best fits Western Asset Intermediate Muni's business model in —.

What does a Quality of Company score of 2.0 mean for SBI?

Western Asset Intermediate Muni's QOC of 2.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on SBI?

CirclFi analyzes SBI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Is SBI a value trap in 2026?

CirclFi's Value Trap algorithm does not have sufficient data for SBI at this time. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 10-model valuation engine, Western Asset Intermediate Muni (SBI) has a median fair value of $5.58 — 28.4% below the current price of $7.80 — as of 2026-07-17.” Source: circlfi.com/stock/SBI/ · Methodology

You’ve done the research. Don’t stop at half the picture.

Stop collecting opinions. Let 10 mathematical frameworks give you clarity on SBI.

Unlock All 10 Fair Values — $39/mo

Cancel anytime · Less than a cup of coffee · Instant access