Stellus Capital Investment Corporation (SCM) Fair Value 2026

SCM · Asset Management ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.7 /10

32 fundamental signals · 9 models active

Value Trap Risk

SAFE (24/100)

Quick Summary — As of 2026-08-28, Stellus Capital Investment Corporation (SCM) trades at $8.73, versus a $8.77 median fair value across its 9 active models — 0.4% above the current price. QOC: 6.7/10. Value Trap Risk: 24/100 (SAFE). 9/13 models active.

Key Facts

Ticker
SCM
Price
$8.73
Quality Score
6.7/10
Value Trap Risk
24/100
Models Active
9/13
Last Updated
Strength: Markov DDM suggests +19.7% upside with 51% confidence
Risk: Limited model coverage (9/13) may reduce confidence

Is Stellus Capital Investment Corporation (SCM) Undervalued or Overvalued in 2026?

According to CirclFi’s 9-model valuation engine, Stellus Capital Investment Corporation (SCM) appears fairly valued as of : the median of 9 independent fair value estimates is $8.77, essentially in line with the current price of $8.73. Estimates range from $0.40 to $25.59. SCM scores 6.7/10 on fundamental quality and 24/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. SCM’s +0.4% gap is narrower than that market norm, and the Asset Management sector median is -4.4%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Stellus Capital Investment Corporation Stock in 2026? →

What Fair Value Does Each Model Give SCM?

9 Intrinsic Value Models vs. Current Price ($8.73)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $8.77 +0.4%
Scenario · High Conviction
 $7.20 -17.5%
Intrinsic · High Conviction
 $10.45 +19.7%
Intrinsic · Medium Conviction
 $10.11 +15.8%
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What Is SCM's Fair Value Range?

Spread across 9 independent models · $0.40 to $25.59

CirclFi's 9 active models place Stellus Capital Investment Corporation (SCM) between $0.40 and $25.59 per share, a spread of 287% of the median. The median of that range — $8.77 — is the fair value CirclFi publishes for SCM, against a current price of $8.73.

Low · Sentiment SOTPHigh · PWERM
$0.40median $8.77$25.59
Where the range comes from
Most bearish modelSentiment SOTP$0.40
Most bullish modelPWERM$25.59
Model agreement4 bullish · 3 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for SCM. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on SCM, not a CirclFi price target. How each model works →

What Is Stellus Capital Investment Corporation (SCM) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Stellus Capital Investment Corporation presents a highly debated valuation profile at its current price of $8.73. The median intrinsic value is estimated at $8.77 (+0.4% median upside), masking a wide model spread between the 4 bullish models and 3 bearish models. Model dispersion is worth noting: PWERM targets $25.59 (+193.1%), versus Sentiment SOTP at $0.40 (-95.4%). This +288.5% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About SCM?

9 of 13 models are currently active for SCM. Of these, 5 models suggest upside while 4 models suggest overvaluation. Taken together, their median fair value for SCM is $8.77 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does SCM Rank in Asset Management?

Among 187 Asset Management stocks, SCM ranks #54 by Quality of Company score. CirclFi's QOC score of 6.7/10 evaluates 32 fundamental signals. A score of 6.7 indicates above-average quality.

See all Most Undervalued Asset Management Stocks →

Stellus Capital Investment Corporation operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is SCM a Value Trap?

CirclFi's Value Trap algorithm assigns SCM a score of 24/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

9 of 13 models are active for Stellus Capital Investment Corporation. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Stellus Capital Investment Corporation is rated at 6.7/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.

The gap between the most bullish and bearish model spans +288.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every SCM valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across SCM's 9 active models, average confidence is 36%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Stellus Capital Investment Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Asset Management Stocks Should You Also Analyze?

11 related Asset Management stocks with 13-model coverage

BURBurford Capital LimitedQOC 6.7NCDLNuveen Churchill Direct Lending Corp.QOC 6.6OCSLOaktree Specialty Lending CorporationQOC 6.8BBDCBarings BDC, Inc.QOC 6.6VINPVinci Compass Investments Ltd.QOC 6.8IVZInvesco Ltd.QOC 6.6MCIBarings Corporate InvestorsQOC 5.2GDVThe Gabelli Dividend & Income TrustQOC 4.6SIISprott Inc.QOC 8.8HLNEHamilton Lane IncorporatedQOC 9.3AMPAmeriprise Financial, Inc.QOC 9.3

Read investment analysis: BUR · NCDL · OCSL · BBDC · VINP · IVZ · MCI · GDV · SII · HLNE · AMP

Which Other Stocks Have a Similar Quality Score to SCM?

7 companies across all industries closest to SCM’s Quality of Company score of 6.7/10.

MEDMedifast, Inc.QOC 6.7AEGAegon Ltd.QOC 6.7GMGeneral Motors CompanyQOC 6.7PAYDPAID, Inc.QOC 6.7MDGLMadrigal Pharmaceuticals, Inc.QOC 6.7ASXASE Technology Holding Co., Ltd.QOC 6.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: MED · AEG · GM · PAYD · MDGL · ASX · NVDA

Where Does SCM Sit in CirclFi's Asset Management Rankings?

SCM is ranked against every other Asset Management stock CirclFi covers in each of these screens.

See all Asset Management stocks ranked →

What Else Do Investors Ask About Stellus Capital Investment Corporation’s Valuation?

What is Stellus Capital Investment Corporation's intrinsic value in 2026?

CirclFi puts Stellus Capital Investment Corporation (SCM)'s intrinsic value at $8.77 — the median of 9 independent model estimates as of 2026-08-28, ranging from $0.40 to $25.59. The Quality of Company score is 6.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is SCM overvalued or undervalued right now?

At $8.73, 5 of 9 active models suggest SCM may be undervalued, while 4 indicate potential overvaluation. The median of all 9 fair value estimates is $8.77, essentially in line with the current price of $8.73 — a consensus view that SCM is fairly valued. The assessment depends on which methodology best fits Stellus Capital Investment Corporation's business model in Asset Management.

What does a Quality of Company score of 6.7 mean for SCM?

Stellus Capital Investment Corporation's QOC of 6.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on SCM?

CirclFi analyzes SCM with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 9 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on SCM?

Of the 9 models currently active on SCM, PWERM is the most bullish at $25.59 per share, and Sentiment SOTP is the most bearish at $0.40. CirclFi's published fair value for SCM is the median of that range, $8.77, not either extreme. The gap between the two ends equals 287% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is SCM a value trap in 2026?

Stellus Capital Investment Corporation's Value Trap score is 24/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 9-model valuation engine, Stellus Capital Investment Corporation (SCM) has a median fair value of $8.77 — essentially in line with the current price of $8.73 — as of 2026-08-28.” Source: circlfi.com/stock/SCM/ · Methodology
Primary sources for this SCM valuation

Market data for SCM as of ; valuations recomputed .

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