PLDT Inc. (PHI) Fair Value 2026

PHI · Telecom Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.8 /10

32 fundamental signals · 11 models active

Value Trap Risk

SAFE (14/100)

Quick Summary — As of 2026-08-31, PLDT Inc. (PHI) trades at $17.86, versus a $27.06 median fair value across its 11 active models — 51.5% above the current price. QOC: 6.8/10. Value Trap Risk: 14/100 (SAFE). 11/13 models active. Within that set, the Bayesian DCF component alone returns $11.91.

Key Facts

Ticker
PHI
Price
$17.86
Quality Score
6.8/10
Value Trap Risk
14/100
Models Active
11/13
Last Updated
Strength: CUCE Ensemble suggests +39.5% upside with 22% confidence
Risk: Majority of models suggest overvaluation

Is PLDT Inc. (PHI) Undervalued or Overvalued in 2026?

According to CirclFi’s 11-model valuation engine, PLDT Inc. (PHI) appears undervalued as of : the median of 11 independent fair value estimates is $27.06, 51.5% above the current price of $17.86. Estimates range from $11.91 to $53.25. PHI scores 6.8/10 on fundamental quality and 14/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.1% versus its own 13-model consensus, across 3,804 rated companies as of 2026-08-31. PHI’s +51.5% gap is wider than that market norm, and the Telecom Services sector median is +31.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy PLDT Inc. Stock in 2026? →

What Fair Value Does Each Model Give PHI?

11 Intrinsic Value Models vs. Current Price ($17.86)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $11.91 -33.3%
Intrinsic · High Conviction
 $13.91 -22.1%
Ensemble · Medium Conviction
 $24.92 +39.5%
Intrinsic · High Conviction
 $15.75 -11.8%
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What Is PHI's Fair Value Range?

Spread across 11 independent models · $11.91 to $53.25

CirclFi's 11 active models place PLDT Inc. (PHI) between $11.91 and $53.25 per share, a spread of 153% of the median. The median of that range — $27.06 — is the fair value CirclFi publishes for PHI, against a current price of $17.86.

Low · Bayesian DCFHigh · PWERM
$11.91median $27.06$53.25
Where the range comes from
Most bearish modelBayesian DCF$11.91
Most bullish modelPWERM$53.25
Model agreement8 bullish · 3 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for PHI. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on PHI, not a CirclFi price target. How each model works →

What Is PLDT Inc. (PHI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on PLDT Inc. at $17.86. With an estimated intrinsic value of $27.06 and 8 of 11 models pointing higher, the median implied return is +51.5%. The most optimistic model, PWERM, places fair value at $53.25 (+198.1%), while Bayesian DCF — the most conservative — estimates $11.91 (-33.3%). This +231.5% gap reflects genuine analytical uncertainty about PLDT Inc.'s intrinsic worth. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About PHI?

11 of 13 models are currently active for PHI. Of these, 8 models suggest upside while 3 models suggest overvaluation. Taken together, their median fair value for PHI is $27.06 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $11.91 on its own, implying -33.3% downside from the current price. See which stocks rank higher →

How Does PHI Rank in Telecom Services?

Among 56 Telecom Services stocks, PHI ranks #26 by Quality of Company score. CirclFi's QOC score of 6.8/10 evaluates 32 fundamental signals. A score of 6.8 indicates above-average quality.

See all Most Undervalued Telecom Services Stocks →

As a telecommunications sector, PLDT Inc. operates in a sector where capital intensity ratio is a critical driver of valuation. Investors evaluating PHI should weigh these sector-specific dynamics alongside our model-derived fair values.

Is PHI a Value Trap?

CirclFi's Value Trap algorithm assigns PHI a score of 14/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

11 of 13 models are active for PLDT Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, PLDT Inc. is rated at 6.8/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.

The gap between the most bullish and bearish model spans +231.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every PHI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across PHI's 11 active models, average confidence is 49%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy PLDT Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Telecom Services Stocks Should You Also Analyze?

11 related Telecom Services stocks with 13-model coverage

GSATGlobalstar, Inc.QOC 6.9KTKT CorporationQOC 6.7ATNIATN International, Inc.QOC 7.1KVHIKVH Industries, Inc.QOC 6.5SHENShenandoah Telecommunications CompanyQOC 7.1TDSTelephone and Data Systems, Inc.QOC 6.4FNGRFingerMotion, Inc.QOC 5.9UCLuCloudlink Group Inc.QOC 3.0TIGOMillicom International Cellular S.A.QOC 8.0IRDMIridium Communications Inc.QOC 8.7IDTIDT CorporationQOC 8.6

Read investment analysis: GSAT · KT · ATNI · KVHI · SHEN · TDS · FNGR · UCL · TIGO · IRDM · IDT

Which Other Stocks Have a Similar Quality Score to PHI?

7 companies across all industries closest to PHI’s Quality of Company score of 6.8/10.

MGPIMGP Ingredients, Inc.QOC 6.8VNDAVanda Pharmaceuticals Inc.QOC 6.8REIRing Energy, Inc.QOC 6.8ELThe Estée Lauder Companies Inc.QOC 6.8SRESempraQOC 6.8HZOMarineMax, Inc.QOC 6.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: MGPI · VNDA · REI · EL · SRE · HZO · NVDA

Where Does PHI Sit in CirclFi's Telecom Services Rankings?

PHI is ranked against every other Telecom Services stock CirclFi covers in each of these screens.

See all Telecom Services stocks ranked →

What Else Do Investors Ask About PLDT Inc.’s Valuation?

What is PLDT Inc.'s intrinsic value in 2026?

CirclFi puts PLDT Inc. (PHI)'s intrinsic value at $27.06 — the median of 11 independent model estimates as of 2026-08-31, ranging from $11.91 to $53.25. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $11.91 on its own. The Quality of Company score is 6.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is PHI overvalued or undervalued right now?

At $17.86, 8 of 11 active models suggest PHI may be undervalued, while 3 indicate potential overvaluation. The median of all 11 fair value estimates is $27.06, 51.5% above the current price of $17.86 — a consensus view that PHI is undervalued. The assessment depends on which methodology best fits PLDT Inc.'s business model in Telecom Services.

What does a Quality of Company score of 6.8 mean for PHI?

PLDT Inc.'s QOC of 6.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on PHI?

CirclFi analyzes PHI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 11 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on PHI?

Of the 11 models currently active on PHI, PWERM is the most bullish at $53.25 per share, and Bayesian DCF is the most bearish at $11.91. CirclFi's published fair value for PHI is the median of that range, $27.06, not either extreme. The gap between the two ends equals 153% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is PHI a value trap in 2026?

PLDT Inc.'s Value Trap score is 14/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 11-model valuation engine, PLDT Inc. (PHI) has a median fair value of $27.06 — 51.5% above the current price of $17.86 — as of 2026-08-31.” Source: circlfi.com/stock/PHI/ · Methodology
Primary sources for this PHI valuation
  • Financial statements: PLDT Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000078150) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for PHI as of ; valuations recomputed .

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