Netcapital Inc. (NCPL) Fair Value 2026

NCPL · Capital Markets ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.4 /10

32 fundamental signals · 0 models active

Value Trap Risk

DANGER (74/100)

Quick Summary — As of 2026-08-28, Netcapital Inc. (NCPL) trades at $0.69. QOC: 4.4/10. Value Trap Risk: 74/100 (DANGER). 0/13 models active.

Key Facts

Ticker
NCPL
Price
$0.69
Quality Score
4.4/10
Value Trap Risk
74/100
Models Active
0/13
Last Updated
Strength: 0 independent models provide multi-angle coverage
Risk: Value Trap score of 74 suggests caution despite apparent undervaluation

What Fair Value Does Each Model Give NCPL?

0 Intrinsic Value Models vs. Current Price ($0.69)

Core Models (Unlocked)
Model Fair Value Upside

All Models Active

All 0 models are displayed above.

What Is Netcapital Inc. (NCPL) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Netcapital Inc. currently lacks sufficient data across our 13-model framework. As more financial data is processed from SEC filings, our models will generate intrinsic value estimates.

What Do the Models Say About NCPL?

0 of 13 models are currently active for NCPL. See which stocks rank higher →

How Does NCPL Rank in Capital Markets?

Among 103 Capital Markets stocks, NCPL ranks #82 by Quality of Company score. CirclFi's QOC score of 4.4/10 evaluates 32 fundamental signals. A score of 4.4 reflects mixed fundamentals.

See all Most Undervalued Capital Markets Stocks →

Within the Capital Markets space, Netcapital Inc. competes in an environment where deposit growth often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is NCPL a Value Trap?

CirclFi's Value Trap algorithm assigns NCPL a score of 74/100 (DANGER). This is a high-risk signal. Deteriorating fundamentals suggest the discount may be justified. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

0 of 13 models are active for Netcapital Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Netcapital Inc. is rated at 4.4/10. This moderate-tier score shows mixed signals across our quality framework with notable weaknesses. Notably, value trap risk is elevated.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every NCPL valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Netcapital Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Capital Markets Stocks Should You Also Analyze?

11 related Capital Markets stocks with 13-model coverage

PWCMPowerCompute, Inc.QOC 4.5STEXStreamex Corp.QOC 4.3ANYSphere 3D Corp.QOC 4.5MWAIMedwellAI, Inc.QOC 4.3CBLOC2 Blockchain, Inc.QOC 4.7NAKANakamoto Inc.QOC 4.3XPXP Inc.QOC 9.1NMRNomura Holdings, Inc.QOC 7.1SRLScully Royalty Ltd.QOC 5.7FUTUFutu Holdings LimitedQOC 9.8HOODRobinhood Markets, Inc.QOC 9.7

Read investment analysis: PWCM · STEX · ANY · MWAI · CBLO · NAKA · XP · NMR · SRL · FUTU · HOOD

Which Other Stocks Have a Similar Quality Score to NCPL?

7 companies across all industries closest to NCPL’s Quality of Company score of 4.4/10.

BZYRBurzynski Research Institute, Inc.QOC 4.4BGLBlue Gold LimitedQOC 4.4VERUVeru Inc.QOC 4.4NRISNorris Industries, Inc.QOC 4.4SVMBJingbo Technology, Inc.QOC 4.4FEAM5E Advanced Materials, Inc.QOC 4.4NVDANVIDIA CorporationQOC 10.0

Read investment analysis: BZYR · BGL · VERU · NRIS · SVMB · FEAM · NVDA

Where Does NCPL Sit in CirclFi's Capital Markets Rankings?

NCPL is ranked against every other Capital Markets stock CirclFi covers in each of these screens.

See all Capital Markets stocks ranked →

What Else Do Investors Ask About Netcapital Inc.’s Valuation?

What is Netcapital Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Netcapital Inc. (NCPL). The Quality of Company score is 4.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is NCPL overvalued or undervalued right now?

At $0.69, 0 of 0 active models suggest NCPL may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits Netcapital Inc.'s business model in Capital Markets.

What does a Quality of Company score of 4.4 mean for NCPL?

Netcapital Inc.'s QOC of 4.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on NCPL?

CirclFi analyzes NCPL with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 0 of 13 are active for this stock. Read the full methodology →

Is NCPL a value trap in 2026?

Netcapital Inc.'s Value Trap score is 74/100 (DANGER). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Netcapital Inc. (NCPL) a Quality of Company score of 4.4/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/NCPL/ · Methodology
Primary sources for this NCPL valuation
  • Financial statements: Netcapital Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001414767) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for NCPL as of ; valuations recomputed .